Chautauqua County and Jamestown City property record for 78 Benson St, Jamestown, NY 14701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,978 sqft · built 1910 |
| Lot Size | 0.122 acres (5,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Apr 2026) |
| Tax Bill | $2,667 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage May 2020 Refinance + 6 more |
| APN | 060800 388.09-4-12 |
| Primary APN | 060800 388.09-4-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Living Area |
| 1st Floor Area | 984 sqft |
| 2nd Floor Area | 994 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,320 sqft (0.122 acres) |
| Lot Dimensions | 76 ft deep x 70 ft wide |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 469 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 013415000 |
|---|---|
| Street Address | 78 BENSON ST |
| City | JAMESTOWN |
| State | NY |
| Zip | 14701-7102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 12.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 30600 |
Source: Chautauqua County and Jamestown City records · APN 060800 388.09-4-12
Assessment roll updated April 28, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 PARK ST, JAMESTOWN, NY 14701-6732 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage USA HOUSING AND URBAN DEVELOPMENT |
| May 04, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE SHORE SAVINGS BANK |
| Sep 25, 2014 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage USA HOUSING & URBAN DEV |
| Dec 13, 2010 | Deed of Trust, Mortgage HSBC MORTGAGE CO |
| Apr 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage MANUFACTURERS BANK AND TRUST COMPANY |
| Apr 20, 2026 | Warranty Deed, Transfer · FHA Mortgage PRICE ABSTRACT COMPANY, PRICE ABSTRACT COMPANY LLC |
| May 12, 2022 | Deed, Transfer · Stand-Alone First Mortgage M & T BANK |
| Dec 13, 2010 | Deed, Transfer HSBC MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | May 12, 2022 · Amount on Record |
| Deed Document Number | 20262900 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 78 BENSON ST, JAMESTOWN, NY 14701-7102 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT2017003966 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | MT2017003966 |
| Name | USA HOUSING AND URBAN DEVELOPMENT |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 78 BENSON ST, JAMESTOWN, NY 14701-7102 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT2020002148 |
|---|---|
| Date | May 04, 2020 |
| Instrument | MT2020002148 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 78 BENSON ST, JAMESTOWN, NY 14701-7102 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003763 |
|---|---|
| Date | Sep 25, 2014 |
| Instrument | 0000003763 |
| Name | USA HOUSING & URBAN DEV |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 78 BENSON ST, JAMESTOWN, NY 14701-7102 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003169/0000000081 |
|---|---|
| Date | Dec 13, 2010 |
| Book Page | 0000003169/0000000081 |
| Instrument | 0000004087 |
| Name | HSBC MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Apr 20, 2026 |
| Property Address | 78 BENSON ST, JAMESTOWN, NY 14701-7102 |
| Document Number | 0000001921 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261921 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10 PARK ST, JAMESTOWN, NY 14701-6732 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001921, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20261921 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Apr 20, 2026 |
| Property Address | 78 BENSON ST, JAMESTOWN, NY 14701-7102 |
| Document Number | 0000002900 |
| Instrument Date | Feb 04, 2026 |
| Instrument | 2026.2900 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | PRICE ABSTRACT COMPANY, PRICE ABSTRACT COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51,308.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PARK ST, JAMESTOWN, NY 14701-6732 |
| Document Number | 0000001921, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026.1921 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | May 12, 2022 |
| Property Address | 78 BENSON ST, JAMESTOWN, NY 14701-7102 |
| Document Number | DE2022003436 |
| Instrument Date | May 12, 2022 |
| Instrument | DE2022003436 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 FAIRMOUNT AVE APT G10, G10, JAMESTOWN, NY 14701-2876 |
| Document Number | MT2022002547 |
|---|---|
| Date | May 12, 2022 |
| Instrument | MT2022002547 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Dec 13, 2010 |
| Property Address | 78 BENSON ST, JAMESTOWN, NY 14701-7102 |
| Document Number | 0000002711/0000000824 |
| Book / Page | 0000002711 / 0000000824 |
| Instrument Date | Dec 13, 2010 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | DALE ROBBINS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 BENSON ST, JAMESTOWN, NY 14701-7102 |
| Document Number | 0000003169/0000000071 |
|---|---|
| Date | Dec 13, 2010 |
| Book Page | 0000003169/0000000071 |
| Instrument | 0000004086 |
| Name | HSBC MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 337 Months |
| Due | Jan 01, 2039 |
Source: Chautauqua County and Jamestown City records · Assessment roll updated April 28, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Jamestown City |
| Unified School District | Jamestown City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,667.00 (+84.06%) | $51,000 (-) Land $1,500 Building $49,500 | $76,100 (+8.93%) Land $2,238 Building $73,862 |
| 2023 | $51,000 (-) Land $1,500 Building $49,500 | $69,863 (+20.55%) Land $2,055 Building $67,808 | |
| 2022 | $51,000 Land $1,500 Building $49,500 | $57,955 Land $1,705 Building $56,250 | |
| 2020 | $1,449.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 376 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JAMESTOWN BPU serves 46,712 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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