Suffolk County and East Hampton Town property record for 78 Benson Dr, Montauk, NY 11954
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Feb 2006) |
| Tax Bill | $4,921 (2024) |
| Deeds & Mortgages | Sep 2019 Refinance Jul 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 472489 30.-5-3 |
| Primary APN | 472489 30.-5-3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|
| Street Address | 78 BENSON DR |
|---|---|
| City | MONTAUK |
| State | NY |
| Zip | 11954-5207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK LOT 115 |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | EAST HAMPTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 201007 |
78 Benson Dr is owned by an individual who acquired it in March 2018.
Source: Suffolk County and East Hampton Town records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 WICKHAM RD, GARDEN CITY NY 11530 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jul 25, 2019 | Loan Modification, Consolidation and Extension, Mortgage BANK OF AMERICA |
| Apr 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2006 · Amount on File |
| Deed Sale | Feb 23, 2006 · Amount on File |
| Deed Book / Page | 12437 / 280 |
| Last Transfer Date | Mar 26, 2018 |
| Transfer Doc | 0129580623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 78 BENSON DR, MONTAUK, NY 11954-5207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230630492 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 23063/492 |
| Instrument | DK021694 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2048 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 78 BENSON DR, MONTAUK, NY 11954-5207 |
| Document Number | 0230630493 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 115 WICKHAM RD GARDEN CITY NY 115302515, GARDEN CITY, NY 11530-2515 |
| Document Number | 0230630493 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 023063/000493 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 23, 2018 |
| Property Address | 78 BENSON DR, MONTAUK, NY 11954-5207 |
| Document Number | 0129580623 |
| Book / Page | 12958 / 623 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 WICKHAM RD, GARDEN CITY, NY 11530-2515 |
Source: Suffolk County and East Hampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | East Hampton Town |
| Unified School District | Montauk Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,825 Land $400 Building $4,425 | $1,507,813 (+12,172.61%) Land $125,000 Building $1,382,813 | |
| 2024 | $4,921.00 | $12,286 (+5.71%) Land $1,143 Building $11,143 | |
| 2023 | $4,300 Land $400 Building $3,900 | $11,622 Land $1,081 Building $10,541 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 78 Benson Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 216 individual policies |
| Nearby Flood Policies | 224 units insured incl. 8 condo units |
| Nearby Flood Claims | 14 (2005–2024) |
| Claims Outside the SFHA | 5 of 14 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Benson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
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