78 Bemis Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 78 Bemis Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,538 sqft · built 1967
Lot Size	0.265 acres (11,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Jun 2017)
Tax Bill	$7,226 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0133 B:0000 L:19`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0133 B:0000 L:19`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	3,662 sqft
Basement Area	1,152 sqft
Unfinished Basement	324 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,552 sqft (0.265 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	78 BEMIS RD
City	HOLYOKE
State	MA
Zip	01040-1267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	19
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	3
Census Block	3000
Census Tract	811900

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 BEMIS RD, HOLYOKE, MA 01040-1267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 8, 2017	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Prior Sale	Jul 31, 2002 · Amount on Record
Deed Book / Page	21714 / 247
Transfer Doc	021714-247
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	78 BEMIS RD, HOLYOKE, MA 01040-1267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23349-93
Date	Aug 5, 2020
Book Page	23349/93
Instrument	42618

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jun 8, 2017
Property Address	78 BEMIS RD, HOLYOKE, MA 01040-1267
Document Number	21714-247
Book / Page	21714 / 247
Instrument	31758
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 BEMIS RD, HOLYOKE, MA 01040-1267

Mortgage

Document Number	217140249
Date	Jun 8, 2017
Instrument	21714/0249

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,226.00 (+6.8%)	$414,600 (+6.99%) Land $84,300 Building $330,300	$412,441 (-10.8%)
2025	$6,766.00 (+7.57%)	$387,500 (+16.75%) Land $78,800 Building $308,700	$462,365 (+2.03%)
2024	$6,290.00 (+4.59%)	$331,900 (+3.52%) Land $75,100 Building $256,800	$453,150
2023	$6,014.00	$320,600 Land $75,100 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: Verizon.

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