78 Beech St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 78 Beech St, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	500 sqft · built 1917
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Aug 2026)
Tax Bill	$6,601 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-08202-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`01-08202-0000-00011`
Alternative APNs	`010015500014` `00001679`

Interior

Stories	1 Story
Building Area	500 sqft Living Area
1st Floor Area	500 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Account Number	00001679
Street Address	78 BEECH ST
City	BELLEVILLE
State	NJ
Zip	07109-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100.05
Legal Block	8202
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2001
Census Tract	14300

Owner

78 Beech St is owned and occupied by an individual who bought it in August 2026.

Source: Essex County and Belleville Township records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	78 BEECH ST, BELLEVILLE, NJ 07109-2704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage MORTGAGE ONE CORPORATION
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	May 27, 2016 · Amount on File
Deed Document Number	202657550
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 28, 2026
Property Address	78 BEECH ST, BELLEVILLE, NJ 07109-2704
Document Number	0000057550
Instrument Date	Aug 20, 2026
Instrument	202657550
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 BEECH ST, BELLEVILLE, NJ 07109-2704

Mortgage

Document Number	0000057551,
Date	Aug 28, 2026
Instrument	202657551

Lender

Name	MORTGAGE ONE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000057552,
Date	Aug 28, 2026
Instrument	202657552

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 26, 2031

Interest

Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	78 BEECH ST, BELLEVILLE, NJ 07109-2704
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BLANK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087576
Date	Oct 3, 2017
Instrument	2017087576

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Non-Lending Institution
Address	TRENTON, NJ 08650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 78 Beech St was $6,601, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,800 (-) Land $92,500 Building $66,300	$158,800 (-) Land $92,500 Building $66,300
2025	$6,601.00 (+3.08%)	$158,800 Land $92,500 Building $66,300	$158,800 Land $92,500 Building $66,300
2024	$6,404.00
2023		$158,800 Land $92,500 Building $66,300	$158,800 Land $92,500 Building $66,300
2022	$6,115.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 Beech St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78 Beech St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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