Madison Town property record for 78 Beach Ave, Madison, CT 06443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,527 sqft · built 2005 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,333 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer Aug 2020 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | MADI M:13 B:81 |
| Primary APN | MADI M:13 B:81 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,527 sqft Living Area |
| Gross Area | 6,511 sqft |
| 1st Floor Area | 1,415 sqft |
| Basement Area | 460 sqft |
| Unfinished Basement | 460 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,369 sqft (0.261 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 30400 |
|---|---|
| Street Address | 78 BEACH AVE |
| City | MADISON |
| State | CT |
| Zip | 06443-2845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Block | 81 |
| Jurisdiction | MADISON CT |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 194102 |
78 Beach Ave is owned and occupied by two individuals who acquired it in March 2024.
Source: Madison Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 BEACH AVE, MADISON, CT 06443-2845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Aug 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 25, 2024 |
| Transfer Doc | 002289-276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON CT |
| Recording Date | Apr 1, 2024 |
| Property Address | 78 BEACH AVE, MADISON, CT 06443-2845 |
| Document Number | 002289-276 |
| Book / Page | 2289 / 276 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2024-520 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 78 BEACH AVE, MADISON, CT 06443-2845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2157-302 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 2157/302 |
| Instrument | 2023 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2026 property tax bill for 78 Beach Ave was $15,333, up 2.8% from the year before.
Source: Madison Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Madison Town |
| Unified School District | Madison School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,333.00 (+2.81%) | $664,900 (-) Land $285,100 Building $379,100 | $1,226,050 (+163.42%) |
| 2025 | $14,914.00 | $664,900 Land $285,100 Building $379,800 | $465,430 Land $199,570 Building $265,860 |
| 2024 | $14,914.00 (+9.57%) | ||
| 2023 | $13,612.00 (+1.9%) | $454,200 (-) Land $202,800 Building $251,400 | |
| 2022 | $13,358.00 | $454,200 Land $202,800 Building $251,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Beach Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 78 Beach Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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