78 Bay Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 78 Bay Rd, Plattsburgh, NY 12901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,056 sqft · built 1953
Lot Size0.516 acres (22,500 sqft)
Owner2 Individuals on Record
Tax Bill$1,945 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN094200 194.2-1-16.1

Property Details

APN / Parcel Number

Primary APN094200 194.2-1-16.1
Alternative APN
  • 420019400200010160010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,056 sqft Living Area
1st Floor Area2,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area22,500 sqft (0.516 acres)
Lot Dimensions200 ft deep x 112 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area288 sqft
Patio Area140 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address78 BAY RD
CityPLATTSBURGH
StateNY
Zip12901-7108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 11 PAT CHP THOMPSON SUB LOT A
Legal Block1
Legal Lot Number16.001
JurisdictionCLINTON NY
Township / Civil DivisionPLATTSBURGH
Census Block Group4
Census Block4009
Census Tract100800

Owner

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address78 BAY RD, PLATTSBURGH, NY 12901-7108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 18, 2008
Transfer Doc0000020082/000002073
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address78 BAY RD, PLATTSBURGH, NY 12901-7108
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000316688
DateJun 17, 2021
Instrument20210-00316688
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term289 Months
DueJul 1, 2045

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionPlattsburgh Town
Unified School DistrictBeekmantown Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,945.00$297,800 (+29.48%) Land $45,400 Building $252,400$314,900 (+16.37%) Land $48,007 Building $266,893
2023$230,000 Land $37,500 Building $192,500$270,600 Land $44,120 Building $226,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims15 (1978–2014)
Claims Outside the SFHA10 of 15
Most Recent ClaimJun 2014
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLATTSBURGH CONSOLIDATED WATER DISTRICT
serves 11,162 people · EPA ID NY0900220
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

May also be available: Westelcom Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Rd

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