78 Baseline Dr, Morehead, KY 40351 Property Records

Rowan County property record for 78 Baseline Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	1,835 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$290,000 (Oct 2025)
Tax Bill	$1,304 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-00 00 079.00`

Property Details

APN / Parcel Number

Primary APN	`010-00 00 079.00`
Alternative APNs	`2406` `2434` `2574`

Interior

Stories	1 Story
Building Area	1,835 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	2574
Street Address	78 BASELINE DR
City	MOREHEAD
State	KY
Zip	40351-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #33 PHASE II DOGWOOD ESTATES
Legal Subdivision	DOGWOOD ESTATES
Legal Phase	2
Legal Lot Number	33
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	3
Census Block	3008
Census Tract	950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 BASELINE DR, MOREHEAD, KY 40351-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed, Transfer · Conventional Mortgage ABOUND FCU
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Feb 18, 2008 · Amount on Record
Deed Document Number	2041272
Deed Book / Page	D297 / 293
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 14, 2025
Property Address	78 BASELINE DR, MOREHEAD, KY 40351-8048
Document Number	00D297/293
Book / Page	D297 / 293
Map Reference	CAB 1 SL 544
Instrument Date	Oct 10, 2025
Instrument	2041272
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	334 E 2ND ST, MOREHEAD, KY 40351-1670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 BASELINE DR, MOREHEAD, KY 40351-8048

Mortgage

Document Number	0002041276
Date	Oct 14, 2025
Instrument	2041276

Lender

Name	ABOUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	78 BASELINE DR, MOREHEAD, KY 40351-8048
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A393/255
Date	Apr 3, 2018
Book Page	A393/255
Instrument	408844

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	78 BASELINE DR, MOREHEAD, KY 40351-8048
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A417/754
Date	May 5, 2020
Book Page	A417/754
Instrument	2004773

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	78 BASELINE DR, MOREHEAD, KY 40351-8048
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A431/124
Date	Mar 1, 2021
Book Page	A431/124
Instrument	2008425

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	78 BASELINE DR, MOREHEAD, KY 40351-8048
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A447/522
Date	Apr 8, 2022
Book Page	A447/522
Instrument	2015972

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,304.00 (-3.48%) Homeowner's exemption	$205,000 (-) Land $32,500 Building $172,500	$205,000 (-) Land $32,500 Building $172,500
2023	$1,351.00 Homeowner's exemption	$205,000 Land $32,500 Building $172,500	$205,000 Land $32,500 Building $172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2026)
Claims Outside the SFHA	5 of 6
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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