78 Backstretch Way, Prince Frederick, MD 20678 Property Records

Calvert County property record for 78 Backstretch Way, Prince Frederick, MD 20678

Property Summary

Property TypeTownhouse
Details3 ba · 1,628 sqft · built 2009
Lot Size0.049 acres (2,122 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Sep 2022)
Tax Bill$3,499 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-134551

Property Details

APN / Parcel Number

Primary APN02-134551
Alternative APNs
  • 2134551
  • 134551

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,628 sqft Total Area
Basement Area704 sqft
Finished Basement704 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,122 sqft (0.049 acres)
Garage TypeMixed
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number134551
Street Address78 BACKSTRETCH WAY
CityPRINCE FREDERICK
StateMD
Zip20678-3741
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTC
Legal DescriptionLT 145 PLAT 14 PRINCE FREDERICK WOODS
Legal SubdivisionPRINCE FREDERICK WOODS
Legal Lot Number145
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1000
Census Tract860703

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address78 BACKSTRETCH WAY, PRINCE FREDERICK, MD 20678-3741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CEDAR POINT FCU
Sep 12, 2022Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2022 · Amount on Record
Deed SaleSep 12, 2022 · Amount on Record
Prior SaleDec 9, 2009 · Amount on Record
Deed Book / Page6341 / 199
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address78 BACKSTRETCH WAY, PRINCE FREDERICK, MD 20678-3741
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyBLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 BACKSTRETCH WAY, PRINCE FREDERICK, MD 20678-3741

Mortgage

Document Number0060090192
DateJun 30, 2021
Book Page6009/192
Lender
NameCEDAR POINT FCU
TypeCredit Union
AddressLEXINGTON PARK, MD 20653
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateSep 12, 2022
Property Address78 BACKSTRETCH WAY, PRINCE FREDERICK, MD 20678-3741
Document Number0063410199
Book / Page6341 / 199
Map ReferenceMB KPS 1 FO 392
Instrument DateAug 24, 2022
Transaction TypeTransfer
Record UpdatedSep 22, 2022
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address812554 DIPLOMAT WAY, 812554, PRINCE FREDERICK, MD 20678

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address78 BACKSTRETCH WAY, PRINCE FREDERICK, MD 20678-3741

Mortgage

Document Number0006341208
DateSep 12, 2022
Instrument6341/208
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,033 (+23.46%)$364,800 (+29.59%) Land $76,400 Building $288,400
2025$3,499.00 (+23.38%)
2023$2,836.00$273,000$281,500 Land $76,400 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRINCE FREDERICK
serves 4,371 people · EPA ID MD0040011
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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