78 Aspen Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 78 Aspen Loop, Oxford, MS 38655 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,396 sqft · built 2005
Lot Size	0.083 acres (3,600 sqft)
Owner	Company Name on File
Last Sale	$521,068 (Jul 2024)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Aug 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`146R-24-065.00`

Property Details

APN / Parcel Number

Primary APN	`146R-24-065.00`
Alternative APNs	`087P-24-118` `23953`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,396 sqft Living Area
1st Floor Area	868 sqft
2nd Floor Area	448 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	23953
Street Address	78 ASPEN LOOP
City	OXFORD
State	MS
Zip	38655-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 ASPEN RIDGE S/D PREV APN: 087P-24-118
Legal Range	04W
Legal Township	08S
Legal Section	24
Legal Subdivision	ASPEN RIDGE SD
Legal Lot Number	26
Jurisdiction	LAFAYETTE MS
Township / Civil Division	4
Census Block Group	2
Census Block	2001
Census Tract	950304

Owner

Source: Lafayette County records · APN 146R-24-065.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	122 HARPER ST, RIDGELAND, MS 39157-8674
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANKPLUS
Aug 09, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2024	Warranty Deed, Transfer · Commercial Mortgage BANKPLUS
Mar 12, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Mar 12, 2024
Deed Document Number	20245959
Last Transfer Date	Aug 09, 2024
Transfer Doc	0020246788
Record Updated	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	78 ASPEN LOOP, OXFORD, MS 38655-2552
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020256815
Date	Jul 31, 2025
Instrument	2025-6815

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	60 Months
Due	Jul 16, 2030

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Aug 09, 2024
Property Address	78 ASPEN LOOP, OXFORD, MS 38655-2552
Document Number	0020246788
Map Reference	CAB B SL 86
Instrument Date	Aug 09, 2024
Instrument	2024-6788
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 HARPER ST, RIDGELAND, MS 39157-8674

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 19, 2024
Property Address	78 ASPEN LOOP, OXFORD, MS 38655-2552
Document Number	0020245959
Map Reference	CAB B SL 86
Instrument Date	Jul 10, 2024
Instrument	2024-5959
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 COLLEGE HILL RD # RD5101, RD5101, OXFORD, MS 38655-2764

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	122 HARPER STREET, BRUCE, MS 38915

Mortgage

Document Number	0020245960
Date	Jul 19, 2024
Instrument	2024-5960

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 08, 2025

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Mar 12, 2024
Property Address	78 ASPEN LOOP, OXFORD, MS 38655-2552
Document Number	0020241893
Map Reference	CAB B SL 86
Instrument Date	Mar 08, 2024
Instrument	2024-1893
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 PERKINS DR, BROOKHAVEN, MS 39601-4061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 COLLEGE HILL RD STE 5101, 5101, OXFORD, MS 38655-2780

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,573.00 (+21.2%)	$27,464 (+21.21%)	$183,090 (+21.2%) Land $30,000 Building $153,090
2023	$2,948.00	$22,659	$151,060 Land $30,000 Building $121,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719503042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 18% of Mississippi
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000
AT&T	Fiber	5,000 / 5,000
North East Fiber	Fiber	2,000 / 1,000
BCI Mississippi Broadband	Cable	1,000 / 20
Telapex	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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