78 Ashley Rd, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 78 Ashley Rd, Edison, NJ 08817

Property Summary

Property TypeSingle Family Home
Details1,332 sqft · built 1952
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Oct 2023)
Tax Bill$9,783 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Oct 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-01121-0000-00030

Property Details

APN / Parcel Number

Primary APN05-01121-0000-00030
Alternative APNs
  • 050112100030
  • 00025970

Interior

Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area1,332 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number00025970
Street Address78 ASHLEY RD
CityEDISON
StateNJ
Zip08817-4065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Description65X100
Legal SubdivisionNIXON PARK SEC 03
Legal Block1121
Legal Lot Number30
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group3
Census Block3003
Census Tract1701

Owner

78 Ashley Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address78 ASHLEY RD, EDISON, NJ 08817-4065
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 15, 2021Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Sep 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 11, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CENTRAL JERSEY FEDERAL CU
Jan 7, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2023 · Amount on File
Deed SaleOct 5, 2023 · Amount on File
Prior SaleJan 7, 2021 · Amount on File
Deed Document Number202359195
Deed Book / Page19315 / 705
Record UpdatedOct 29, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateOct 5, 2023
Property Address78 ASHLEY RD, EDISON, NJ 08817-4065
Document Number0000059195
Book / Page19315 / 705
Instrument DateSep 29, 2023
Instrument2023059195
Transaction TypeTransfer
Record UpdatedFeb 21, 2024
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,609.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address88 JACKSON AVE APT 416, 416, EDISON, NJ 08837-3159

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 ASHLEY RD, EDISON, NJ 08817-4065

Mortgage

Document Number0000059196
DateOct 5, 2023
Instrument2023059196
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address78 ASHLEY RD, EDISON, NJ 08817-4065
Transaction TypeMortgage
Record UpdatedNov 16, 2021
Title CompanyMAIN STREET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 ASHLEY RD, EDISON, NJ 08817-4065

Mortgage

Document Number2021130592
DateOct 15, 2021
Book Page18675/374
Instrument2021130592
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address78 ASHLEY RD, EDISON, NJ 08817-4065
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyMAIN STREET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021115624
DateSep 13, 2021
Book Page18622/588
Instrument2021115624
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address78 ASHLEY RD, EDISON, NJ 08817-4065
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088555
DateOct 11, 2018
Book Page17320/0576
Instrument201800088555
Lender
NameCENTRAL JERSEY FEDERAL CU
TypeCredit Union
AddressWOODBRIDGE, NJ 07095
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2038

January 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMIDDLESEX NJ
Recording DateJan 7, 2021
Property Address78 ASHLEY RD, EDISON, NJ 08817-4065
Document Number2021002646
Book / Page18219 / 121
Instrument DateNov 10, 2020
Instrument2021002646
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanySTARLIGHNT ABSTRACT LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,927.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address183 ELK MILLS RD, 183, ELKTON, MD 21921-2702

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 ASHLEY RD, EDISON, NJ 08817-4065

Mortgage

Document Number2021002647
DateJan 7, 2021
Instrument2021002647
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 78 Ashley Rd was $9,783.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$164,400 (-) Land $75,900 Building $88,500$164,400 (-) Land $75,900 Building $88,500
2025$9,783.00 (-0.03%)$164,400 Land $75,900 Building $88,500$164,400 Land $75,900 Building $88,500
2024$9,786.00
2023$146,500 (-) Land $75,900 Building $70,600$146,500 (-) Land $75,900 Building $70,600
2022$8,677.00$146,500 Land $75,900 Building $70,600$146,500 Land $75,900 Building $70,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 Ashley Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2021)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Ashley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDISON WATER CO
serves 35,000 people · EPA ID NJ1205001
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityE. coli
resolved · Oct 2020
Treatment failure
resolved · Dec 2016
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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