78 Apache Trl, Oakland, MD 21550 Property Records

Garrett County property record for 78 Apache Trl, Oakland, MD 21550 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,416 sqft · built 1991
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Jul 1990)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-021245`

Property Details

APN / Parcel Number

Primary APN	`16-021245`
Alternative APN	`021245`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Total Area
1st Floor Area	1,416 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Metal
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Attached
Garage Area	2,264 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	384 sqft
Deck Area	168 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	021245
Street Address	78 APACHE TRL
City	OAKLAND
State	MD
Zip	21550-6439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.23 AC W/S GORMAN RD KELSO GAP
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	1
Census Block	1002
Census Tract	700

Owner

Source: Garrett County records · APN 16-021245

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	78 APACHE TRL, OAKLAND, MD 21550-6439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 1990 · Amount on Record
Deed Sale	Jul 13, 1990 · Amount on Record
Deed Document Number	909255
Record Updated	Jun 07, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	78 APACHE TRL, OAKLAND, MD 21550-6439
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024290198
Date	Jul 05, 2022
Book Page	2429/198

Lender

Name	WEPCO FCU
Type	Credit Union
Address	OAKLAND, MD 21550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2037

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Homeowner's exemption	$175,600	$206,400 Land $28,300 Building $178,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 76% of Maryland
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.