78 Ann Ave, Dover, DE 19904 Property Records

Kent County property record for 78 Ann Ave, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,304 sqft · built 1947
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Oct 2025)
Tax Bill$1,317 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Feb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN2-05-067.15-03-24.00-000

Property Details

APN / Parcel Number

Primary APN2-05-067.15-03-24.00-000
Alternative APNs
  • ED05067.150324.00/000
  • 14955

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,304 sqft Living Area
Basement Area732 sqft
Unfinished Basement732 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions150 ft deep x 64.5 ft wide
View / LotMajor Street/Thoroughfare
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14955
Street Address78 ANN AVE
CityDOVER
StateDE
Zip19904-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionN.W. DOVER HEIGHTS, LOT #78 78 ANN AVENUE
Legal SubdivisionNORTH WEST DOVER HEIGHTS
Legal Lot Number78
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group2
Census Block2009
Census Tract43300

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address78 ANN AVE, DOVER, DE 19904-2225
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed, Transfer · FHA Mortgage
LUMINATE BANK
Feb 4, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleMay 16, 2025 · Amount on Record
Deed Document Number2025522984
Deed Book / Page13827 / 65
Prior Transfer DateJan 21, 2022
Prior Transfer Doc0000443377
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateOct 16, 2025
Property Address78 ANN AVE, DOVER, DE 19904-2225
Document Number0000522984
Book / Page13827 / 65
Instrument DateSep 26, 2025
Instrument2025-522984
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address355 ALLABANDS MILL RD, WYOMING, DE 19934-2137

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address78 ANN AVE, DOVER, DE 19904-2225

Mortgage

Document Number0000522985
DateOct 16, 2025
Instrument2025-522985
Lender
NameLUMINATE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Mortgage

Document Number0000522986
DateOct 16, 2025
Book Page13827/98
Instrument2025-522986
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressDOVER, DE 19901
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT DE
Recording DateFeb 4, 2022
Property Address78 ANN AVE, DOVER, DE 19904-2225
Document Number0000443377
Book / Page11734 / 130
Map ReferenceMB D VOL 28 PG 222
Instrument DateJan 21, 2022
Instrument2022-443377
Transaction TypeTransfer
Record UpdatedFeb 16, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 ANN AVE, DOVER, DE 19904-2225

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,317.00 (+6.9%)$209,600 (-) Land $94,700 Building $114,900
2025$1,232.00 (+138.76%)$209,600 (+848.42%) Land $94,700 Building $114,900
2023$516.00$22,100 Land $7,000 Building $15,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 78% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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