78 4th St SE, Naples, FL 34117 Property Records

Collier County property record for 78 4th St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,851 sqft · built 2023
Lot Size	2.81 acres (122,404 sqft)
Owner	2 Trust Names on File
Last Sale	$149,900 (Nov 2021)
Tax Bill	$6,041 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2024 Line of Credit + 1 more
Flood Zone	Zone AH (high risk)
APN	`329200 89 14C03`

Property Details

APN / Parcel Number

Primary APN	`329200 89 14C03`
Alternative APN	`37226240002`

Interior

Building Area	1,851 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	122,404 sqft

Location & Zoning

Street Address	78 4TH ST SE
City	NAPLES
State	FL
Zip	34117-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 13 W 180FT OF TR 89
Legal Range	27
Legal Township	49
Legal Section	3
Legal Subdivision	GOLDEN GATE EST UNIT 13
Legal Tract	89
Legal Block	3
Legal Lot Number	1
Legal Unit	13
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3010
Census Tract	10426

Owner

78 4th St SE is owner-occupied and held in a trust since July 2026.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	78 4TH ST SE, NAPLES, FL 34117-9497
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Nov 11, 2021	Warranty Deed, Transfer · Conventional Mortgage VAST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 11, 2021 · Amount on File
Deed Sale	Nov 11, 2021 · Amount on File
Prior Sale	Dec 6, 2001 · Amount on File
Deed Document Number	20216157839
Deed Book / Page	6040 / 2316
Last Transfer Date	Jul 2, 2026
Transfer Doc	0006847323
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 8, 2026
Property Address	78 4TH ST SE, NAPLES, FL 34117-9497
Document Number	0006847323
Book / Page	6606 / 2877
Instrument Date	Jul 2, 2026
Instrument	20266847323
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	78 4TH ST SE, NAPLES, FL 34117-9497

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	78 4TH ST SE, NAPLES, FL 34117-9497
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 4TH ST SE, NAPLES, FL 34117-9497

Mortgage

Document Number	0063210620
Date	Jan 12, 2024
Book Page	6321/620
Instrument	6496642

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 11, 2021
Property Address	78 4TH ST SE, NAPLES, FL 34117-9497
Document Number	0060402316
Book / Page	6040 / 2316
Map Reference	MB 7 PG 71&72
Instrument Date	Nov 5, 2021
Instrument	6157839
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Tax	$1,049.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 LASTRADA LN, NAPLES, FL 34103-8943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 LASTRADA LN, NAPLES, FL 34103-8943

Mortgage

Document Number	0060402318
Date	Nov 11, 2021
Instrument	6040/2318

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 78 4th St SE was $6,041.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,424 (+1.52%) Land $128,433 Building $470,991	$599,424 (+1.52%) Land $128,433 Building $470,991
2025	$6,041.00 Homeowner's exemption	$590,455 Land $128,433 Building $462,022	$590,455 Land $128,433 Building $462,022
2023	$809.00 (+22.02%)	$40,817 (+1%)	$131,445 (+38.81%) Land $131,445
2022	$663.00	$37,106	$94,693 Land $94,693

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 78 4th St SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 4th St SE is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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