Somerset County and Somerville Borough property record for 78 3rd St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,132 sqft · built 1920 |
| Lot Size | 0.129 acres (5,611 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Jun 2021) |
| Tax Bill | $6,424 (2025) |
| Deeds & Mortgages | Feb 2022 Construction Loan Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00057-0000-00026 |
| Primary APN | 18-00057-0000-00026 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,132 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 5,611 sqft (0.129 acres) |
| Lot Dimensions | 170 ft deep x 33 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 78 3RD ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 57 |
| Legal Lot Number | 26 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 50400 |
Source: Somerset County and Somerville Borough records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1 N APPLE ST, LAKEWOOD, NJ 08701-1408 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed, Construction Loan · Construction Mortgage LOAN FUNDING CORPORATION OF AMERICA |
| Jun 15, 2021 | Deed of Trust, Mortgage · Commercial Mortgage JUDAH OPPENHEIMER |
| Jun 4, 2021 | Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Prior Sale | May 8, 1997 · Amount on Record |
| Deed Document Number | 202134984 |
| Deed Book / Page | 7349 / 3371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Feb 2, 2022 |
| Property Address | 78 3RD ST, SOMERVILLE, NJ 08876-3222 |
| Document Number | 0000005025 |
| Book / Page | 7422 / 232 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022005025 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 14, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 CLIFTON AVE STE 14, 111, LAKEWOOD, NJ 08701-3342 |
| Name | Verified Name |
|---|---|
| Address | 1 N APPLE ST, LAKEWOOD, NJ 08701-1408 |
| Document Number | 0000005026 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022005026 |
| Name | LOAN FUNDING CORPORATION OF AMERICA |
|---|---|
| Type | Subprime Lender |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 78 3RD ST, SOMERVILLE, NJ 08876-3222 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1120 LEXINGTON AVE, LAKEWOOD, NJ 08701-1865 |
| Document Number | 0000037047 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 7353/332 |
| Instrument | 2021037047 |
| Name | JUDAH OPPENHEIMER |
|---|---|
| Type | Private Party |
| Address | 45 HIGHVIEW RD, MONSEY, NY 10952 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 1, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 4, 2021 |
| Property Address | 78 3RD ST, SOMERVILLE, NJ 08876-3222 |
| Document Number | 0000034984 |
| Book / Page | 7349 / 3371 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021034984 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 3RD ST, 78, SOMERVILLE, NJ 08876-3222 |
| Name | Verified Name |
|---|---|
| Address | 111 CLIFTON AVE, LAKEWOOD, NJ 08701-3342 |
| Investor | Possibly a Property Investor |
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,500 (-) Land $63,000 Building $94,500 | $157,500 (-) Land $63,000 Building $94,500 | |
| 2025 | $6,424.00 (+3.18%) | $157,500 (-) Land $63,000 Building $94,500 | $157,500 (-) Land $63,000 Building $94,500 |
| 2024 | $6,226.00 (+5.12%) | ||
| 2023 | $157,500 Land $63,000 Building $94,500 | $157,500 Land $63,000 Building $94,500 | |
| 2022 | $5,923.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 82 (1978–2024) |
| Claims Outside the SFHA | 4 of 82 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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