78 3rd St, Newport, RI 02840 Property Records

Newport City property record for 78 3rd St, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,312 sqft · built 1933
Lot Size	0.136 acres (5,942 sqft)
Owner	Individual Name on File
Last Sale	$855,000 (Jun 2022)
Tax Bill	$8,357 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R01343`

Property Details

APN / Parcel Number

Primary APN	`R01343`
Alternative APN	`NEWP M:009 B:0310`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,312 sqft Living Area
Gross Area	2,360 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,942 sqft (0.136 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R01343
Street Address	78 3RD ST
City	NEWPORT
State	RI
Zip	02840-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	310
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2012
Census Tract	41100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Newport Historic District (Additional Documentation) listed 1968 · 392 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000001

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

78 3rd St is owned and occupied by an individual who bought it in June 2022.

Source: Newport City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	78 3RD ST, NEWPORT, RI 02840-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit WASHINGTON COUNTY BANK
Jun 20, 2022	Executor's Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2022 · Amount on File
Deed Sale	Jun 20, 2022 · Amount on File
Deed Book / Page	3095 / 21
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Recording Date	Apr 27, 2026
Property Address	78 3RD ST, NEWPORT, RI 02840-1543
Document Number	003309-248
Book / Page	3309 / 248
Instrument Date	Apr 23, 2026
Instrument	2026160800
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 3RD ST, NEWPORT, RI 02840-1543

Mortgage

Document Number	0000160800,
Date	Apr 27, 2026
Book Page	3309/248
Instrument	2026160800

Lender

Name	WASHINGTON COUNTY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

June 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NEWPORT RI
Recording Date	Jun 20, 2022
Property Address	78 3RD ST, NEWPORT, RI 02840-1543
Document Number	0003095-21
Book / Page	3095 / 21
Instrument Date	Jun 20, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143518
Date	Jun 20, 2022
Instrument	143518

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2027
Max Rate At Change	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 78 3rd St was $8,357.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,357.00	$961,800 Land $509,100 Building $452,700	$1,128,689
2023	$6,253.00 (+6.18%)	$630,300 (+2.86%) Land $335,100 Building $295,200
2022	$5,889.00	$612,800 Land $335,100 Building $277,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	5 (1991–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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