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78 3rd St, Keyser, WV 26726 Property Records

Mineral County property record for 78 3rd St, Keyser, WV 26726 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,112 sqft · built 1900
Lot Size0.087 acres (3,790 sqft)
OwnerIndividual Name on File
Tax Bill$837 (2025)
Deeds & MortgagesJun 2006 Mortgage
Feb 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN07-9-0420.0000

Property Details

APN / Parcel Number

Primary APN07-9-0420.0000
Alternative APN
  • 29-07-9-0420.0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,112 sqft Living Area
1st Floor Area2,112 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area3,790 sqft (0.087 acres)
Lot Dimensions127 ft deep x 30 ft wide
Garage TypeAttached
Garage Area616 sqft
PorchPorch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address78 3RD ST
CityKEYSER
StateWV
Zip26726-3017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 151 THIRD ST BAILEY FIELD
Legal SubdivisionBAILEY FIELD
Legal Lot Number151
JurisdictionMINERAL WV
Township / Civil Division2
Census Block Group2
Census Block2015
Census Tract10500

Owner

Source: Mineral County records · APN 07-9-0420.0000

Assessment roll updated November 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address51 W PIEDMONT ST, KEYSER, WV 26726-3116
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2006Deed of Trust, Mortgage
THE GRANT COUNTY BANK
Feb 28, 2023Deed, Transfer · Conventional Mortgage
C & F MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 20, 2023
Transfer Doc0000198118
Record UpdatedSep 20, 2026

June 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINERAL WV
Property Address78 3RD ST, KEYSER, WV 26726-3017
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 3RD ST, KEYSER, WV 26726-3017

Mortgage

Document Number000428/479
DateJun 19, 2006
Book Page428/479
Instrument59035
Lender
NameTHE GRANT COUNTY BANK
AddressPO BOX 849, KEYSER, WV 26726
Agreement
AmountAmount Recorded
Term60 Months
DueJun 19, 2011

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionMINERAL WV
Recording DateFeb 28, 2023
Property Address78 3RD ST, KEYSER, WV 26726-3017
Document Number000402/791
Book / Page402 / 791
Map ReferenceBK 326 PG 278
Instrument DateFeb 24, 2023
Instrument197788
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$862.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000197789
DateFeb 28, 2023
Instrument197789
Lender
NameC & F MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

Tax Assessment & Valuation

Source: Mineral County records · Assessment roll updated November 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateWest Virginia
CountyMineral County
MunicipalityKeyser City
Unified School DistrictMineral County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$837.00 (+6.9%)$53,400 (+6.97%) Land $3,360 Building $50,040$89,000 (+6.97%) Land $5,600 Building $83,400
2023$783.00$49,920 (-) Land $3,360 Building $46,560$83,200 (-) Land $5,600 Building $77,600
2022$783.00$49,920 Land $3,360 Building $46,560$83,200 Land $5,600 Building $77,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mineral County (54057C), updated March 19, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540570105002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Nearby Flood Policies26 in force
Nearby Flood Claims67 (1979–2025)
Claims Outside the SFHA11 of 67
Most Recent ClaimMay 2025, river or lake flooding
Claims By Storm
  • Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 25 claims
  • Flooding, Jan 1996 · 10 claims
  • Severe Storms, Heavy Rains, Flooding, Mudslides, Jun 1995 · 8 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 21% of West Virginia
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 475 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: Cogeco Cable Holdings II, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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