78 2nd St, Belford, NJ 07718 Property Records

Monmouth County and Middletown Township property record for 78 2nd St, Belford, NJ 07718

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,025 sqft · built 1977
Lot Size0.232 acres (10,100 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Dec 1987)
Tax Bill$9,910 (2025)
Flood ZoneZone AE (high risk)
APN32-00310-0000-00005

Property Details

APN / Parcel Number

Primary APN32-00310-0000-00005
Alternative APNs
  • 320031000005
  • 7315

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,025 sqft Living Area
1st Floor Area917 sqft
Upper Floors Area1,108 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area10,100 sqft (0.232 acres)
Lot Dimensions100 ft deep x 101 ft wide
Garage TypeAttached
PorchOpen Porch
Deck Area360 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number7315
Street Address78 2ND ST
CityBELFORD
StateNJ
Zip07718-1701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Block310
Legal Lot Number5
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3036
Census Tract800500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address78 2ND ST, BELFORD, NJ 07718-1701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 1987 · Amount on Record
Deed SaleDec 17, 1987 · Amount on Record
Deed Book / Page4826 / 55
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$655,100 (+6.69%) Land $368,600 Building $286,500$655,100 (+6.69%) Land $368,600 Building $286,500
2025$9,910.00 (+7.99%)$614,000 (+18.53%) Land $325,900 Building $288,100$614,000 (+18.53%) Land $325,900 Building $288,100
2024$9,177.00 (+5.63%)
2023$518,000 Land $237,700 Building $280,300$518,000 Land $237,700 Building $280,300
2022$8,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims257 (1983–2023)
Claims Outside the SFHA13 of 257
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 172 claims
  • Hurricane Irene, Aug 2011 · 42 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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