78 10th St E, Unit 3401, Saint Paul, MN 55101 Property Records

Ramsey County property record for 78 10th St E, Unit 3401, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 996 sqft · built 1987
Lot Size	0.019 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$247,272 (May 2017)
Tax Bill	$3,758 (2023)
Deeds & Mortgages	Oct 2020 Line of Credit May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-29-22-43-1014`

Property Details

APN / Parcel Number

Primary APN	`31-29-22-43-1014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1987
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	871 sqft (0.019 acres)
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	78 10TH ST E UNIT 3401, 3401
City	SAINT PAUL
State	MN
Zip	55101-2290
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 499 THE PT OF ST PAUL UNIT R3401
Legal Range	22
Legal Township	29
Legal Section	31
Legal Quarter	4
Quarter-Quarter Section	3
Legal Subdivision	CIC NO 499 THE PT OF ST PAUL
Legal Lot Number	R3401
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	34204

Owner

78 10th St E, Unit 3401 is owned and occupied by two individuals who bought it in May 2017.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	2 Individual Names on File
Mailing Address	78 10TH ST E, SAINT PAUL, MN 55101-2247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit HIWAY FCU
May 24, 2017	Grant Deed, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on File
Deed Sale	May 24, 2017 · Amount on File
Prior Sale	Jun 11, 2014 · Amount on File
Deed Document Number	T02587896
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	78 10TH ST E UNIT 3401, 3401, SAINT PAUL, MN 55101-2290
Document Number	0002680388
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	78 10TH ST E #R3401 ST PAUL MN 551012247, R3401, ST PAUL, MN 55101-2247

Mortgage

Document Number	0002680388
Date	Nov 9, 2020
Instrument	2680388

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 8, 2035

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	May 24, 2017
Property Address	78 10TH ST E UNIT 3401, 3401, SAINT PAUL, MN 55101-2290
Document Number	0002587896
Instrument Date	May 17, 2017
Instrument	2587896
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Tax	$816.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 10TH ST E #3401 ST PAUL MN 551012290, 3401, ST PAUL, MN 55101-2290

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,758.00 Homeowner's exemption	$230,900 Land $1,000 Building $229,900	$230,900 Land $1,000 Building $229,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 10th St E, Unit 3401 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 10th St E, Unit 3401 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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