78 10th St E, Unit 3003, Saint Paul, MN 55101 Property Records

Ramsey County property record for 78 10th St E, Unit 3003, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 643 sqft · built 1987
Lot Size	0.01 acres (436 sqft)
Owner	Owner Name on File
Last Sale	$133,424 (Oct 2014)
Tax Bill	$1,988 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-29-22-43-1356`

Property Details

APN / Parcel Number

Primary APN	`31-29-22-43-1356`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	643 sqft Living Area
1st Floor Area	643 sqft

Exterior

Year Built	Built 1987
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	436 sqft (0.01 acres)
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	78 10TH ST E UNIT 3003, 3003
City	SAINT PAUL
State	MN
Zip	55101-2251
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 499 THE PT OF ST PAUL UNIT R 3003 & UNIT P134
Legal Range	22
Legal Township	29
Legal Section	31
Legal Quarter	4
Quarter-Quarter Section	3
Legal Subdivision	CIC NO 499 THE PT OF ST PAUL
Legal Lot Number	R3003
Legal Unit	R-3003
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	34204

Owner

Source: Ramsey County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	78 10TH ST E, SAINT PAUL, MN 55101-2247
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIWAY CU
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage HIWAY FCU
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage HIWAY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2014 · Amount on Record
Deed Sale	Oct 17, 2014 · Amount on Record
Prior Sale	Oct 29, 2003 · Amount on Record
Deed Document Number	T02515332
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	78 10TH ST E UNIT 3003, 3003, SAINT PAUL, MN 55101-2251
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02711937
Date	Sep 14, 2021
Instrument	T02711937

Lender

Name	HIWAY CU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	78 10TH ST E UNIT 3003, 3003, SAINT PAUL, MN 55101-2251
Document Number	0002648925
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 10TH ST E #3003 ST PAUL MN 551012251, 3003, ST PAUL, MN 55101-2251

Mortgage

Document Number	0002648925
Date	Oct 1, 2019
Instrument	2648925

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 30, 2024

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	78 10TH ST E UNIT 3003, 3003, SAINT PAUL, MN 55101-2251
Document Number	0002646303
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 10TH ST E #3003 ST PAUL MN 551012251, 3003, ST PAUL, MN 55101-2251

Mortgage

Document Number	0002646303
Date	Aug 28, 2019
Instrument	2646303

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,988.00 Homeowner's exemption	$129,400 Land $1,000 Building $128,400	$129,400 Land $1,000 Building $128,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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