78 10th St E, #P364, Saint Paul, MN 55101 Property Records

Ramsey County property record for 78 10th St E, #P364, Saint Paul, MN 55101

Property Summary

Property Type	Residential Parking Garage
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$185,600 (May 2022)
Tax Bill	$26 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-29-22-43-1331`

Property Details

APN / Parcel Number

Primary APN	`31-29-22-43-1331`

Interior

Gross Area	435 sqft

Exterior

Lot Area	436 sqft (0.01 acres)
Garage Area	139 sqft

Location & Zoning

Street Address	78 10TH ST E # P364, P364
City	SAINT PAUL
State	MN
Zip	55101-2247
Property Category	Commercial
Property Type	Commercial > Retail > Residential Parking Garage
Legal Description	CIC NO 499 THE PT OF ST PAUL UNIT P364
Legal Range	22
Legal Township	29
Legal Section	31
Legal Quarter	4
Quarter-Quarter Section	3
Legal Subdivision	CIC NO 499 THE PT OF ST PAUL
Legal Lot Number	P364
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	34204

Owner

78 10th St E, #P364 is owned and occupied by an individual who bought it in May 2022.

Source: Ramsey County records, as of July 28, 2023

Owner of Record	Individual Name on File
Mailing Address	78 10TH ST E, SAINT PAUL, MN 55101-2247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 22, 2019	Warranty Deed, Transfer · Conventional Mortgage DEERWOOD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Aug 18, 2003 · Amount on File
Deed Document Number	T02731428
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 6, 2022
Property Address	78 10TH ST E # P364, P364, SAINT PAUL, MN 55101-2247
Document Number	0T02731428
Instrument Date	May 3, 2022
Instrument	T02731428
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.48
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 10TH ST E UNIT 1602, 1602, SAINT PAUL, MN 55101-2279

Mortgage

Document Number	0T02731429
Date	May 6, 2022
Instrument	T02731429

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 22, 2019
Property Address	78 10TH ST E # P364, P364, SAINT PAUL, MN 55101-2247
Document Number	0002653291
Instrument Date	Nov 13, 2019
Instrument	2653291
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.40
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 10TH ST E #1602 ST PAUL MN 551012279, 1602, ST PAUL, MN 55101-2279

Mortgage

Document Number	2653292
Date	Nov 22, 2019
Instrument	2653292

Lender

Name	DEERWOOD BK
Type	Bank
Address	MENDOTA HEIGHTS, MN 55120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 21, 2034

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$26.00 Homeowner's exemption	$2,700 Land $500 Building $2,200	$2,700 Land $500 Building $2,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 10th St E, #P364 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 10th St E, #P364 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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