78 10th St E, #P196, Saint Paul, MN 55101 Property Records

Ramsey County property record for 78 10th St E, #P196, Saint Paul, MN 55101

Property Summary

Property Type	Residential Parking Garage
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Jun 2019)
Tax Bill	$44 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-29-22-43-1174`

Property Details

APN / Parcel Number

Primary APN	`31-29-22-43-1174`

Interior

Gross Area	435 sqft

Exterior

Lot Area	436 sqft (0.01 acres)
Garage Area	164 sqft

Location & Zoning

Street Address	78 10TH ST E # P196, P196
City	SAINT PAUL
State	MN
Zip	55101-2247
Property Category	Commercial
Property Type	Commercial > Retail > Residential Parking Garage
Legal Description	CIC NO 499 THE PT OF ST PAUL UNIT P196
Legal Range	22
Legal Township	29
Legal Section	31
Legal Quarter	4
Quarter-Quarter Section	3
Legal Subdivision	CIC NO 499 THE PT OF ST PAUL
Legal Lot Number	P196
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	34204

Owner

78 10th St E, #P196 is owned and occupied by an individual who acquired it in July 2019.

Source: Ramsey County records, as of July 28, 2023

Owner of Record	Individual Name on File
Mailing Address	78 10TH ST E, SAINT PAUL, MN 55101-2247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGES UNLIMITED INC
Jul 2, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGES UNLIMITED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Deed Document Number	0002642111
Last Transfer Date	Jul 2, 2019
Transfer Doc	0002642111
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	78 10TH ST E # P196, P196, SAINT PAUL, MN 55101-2247
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02697347
Date	Apr 22, 2021
Instrument	T02697347

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 2, 2019
Property Address	78 10TH ST E # P196, P196, SAINT PAUL, MN 55101-2247
Document Number	0002642111
Instrument Date	Jun 26, 2019
Instrument	2642111
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.40
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 10TH ST E #1606 ST PAUL MN 551012279, 1606, ST PAUL, MN 55101-2279

Mortgage

Document Number	2642112
Date	Jul 2, 2019
Instrument	2642112

Lender

Name	MORTGAGES UNLIMITED
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$44.00	$2,900 Land $500 Building $2,400	$2,900 Land $500 Building $2,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 10th St E, #P196 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 10th St E, #P196 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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