7798 S Harmony Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 7798 S Harmony Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,552 sqft · built 1966
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2021)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-04580-00`

Property Details

APN / Parcel Number

Primary APN	`005-04580-00`
Alternative APN	`53-10-10-400-010.000-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Family Room	Family Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Mixed
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-04580-00
Street Address	7798 S HARMONY RD
City	BLOOMINGTON
State	IN
Zip	47403-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	005-04580-00 PT NW SE 10-7-2W 1.70A PLAT 40
Jurisdiction	MONROE IN
Township / Civil Division	INDIAN CREEK
Census Block Group	4
Census Block	4005
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7798 S HARMONY RD, BLOOMINGTON, IN 47403-9452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Jul 8, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	202113000
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7798 S HARMONY RD, BLOOMINGTON, IN 47403-9452
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7798 S HARMONY RD, BLOOMINGTON, IN 47403-9452

Mortgage

Document Number	2026002802
Date	Mar 11, 2026
Instrument	2026002802

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Address	702 OLD PEACHTREE RD NW STE 200, SUWANEE, GA 30024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 8, 2021
Property Address	7798 S HARMONY RD, BLOOMINGTON, IN 47403-9452
Document Number	2021013000
Instrument Date	Jul 1, 2021
Instrument	2021013000
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7798 S HARMONY RD, BLOOMINGTON, IN 47403-9452

Mortgage

Document Number	2021013001
Date	Jul 8, 2021
Instrument	2021013001

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Indian Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,591.00 (+5.64%)	$222,700 (+15.45%) Land $52,000 Building $170,700	$222,700 (+15.45%) Land $52,000 Building $170,700
2024	$1,506.00 (+16.83%)
2023		$192,900 (+5.7%) Land $41,600 Building $151,300	$192,900 (+5.7%) Land $41,600 Building $151,300
2022	$1,289.00	$182,500 Land $36,400 Building $146,100	$182,500 Land $36,400 Building $146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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