7797 Melanie Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 7797 Melanie Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,275 sqft · built 1979
Lot Size	0.539 acres (23,522 sqft)
Owner	Owner Name on Record
Last Sale	$192,000 (Sep 2003)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032046F B 00700`

Property Details

APN / Parcel Number

Primary APN	`032046F B 00700`
Alternative APN	`046F B 00700`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	1,590 sqft
Basement Area	1,724 sqft
Finished Basement	685 sqft
Unfinished Basement	1,039 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.539 acres)
Lot Dimensions	238 ft deep x 141 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	920 sqft
Patio Area	920 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	7797 MELANIE CIR
City	TALBOTT
State	TN
Zip	37877-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 2, SUBDIVISION: WEST LAKE EST, LOT: 13, PLAT BOOK: C, PLAT PAGE: 96
Legal Subdivision	WEST LAKE EST
Legal Lot Number	13 233
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	4
Census Block	4001
Census Tract	101100

Owner

Source: Hamblen County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	7797 MELANIE CIR, TALBOTT, TN 37877-8951
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Sep 8, 2003 · Amount on Record
Deed Sale	Sep 8, 2003 · Amount on Record
Prior Sale	Sep 8, 2003 · Amount on Record
Deed Document Number	0000099043
Deed Book / Page	990 / 43
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	7797 MELANIE CIR, TALBOTT, TN 37877-8951
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001829761
Date	Jan 21, 2020
Book Page	1829/761
Instrument	20000547

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,144.00 (+27.7%)	$145,875 (+71.16%) Land $29,150 Building $116,725	$583,500 (+71.16%) Land $116,600 Building $466,900
2023		$85,225 (-) Land $40,425 Building $44,800
2022	$1,679.00	$85,225 Land $40,425 Building $44,800	$340,900 (-) Land $161,700 Building $179,200
2020			$340,900 Land $161,700 Building $179,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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