7797 Deschutes Rd, Palo Cedro, CA 96073 Property Records

Shasta County property record for 7797 Deschutes Rd, Palo Cedro, CA 96073

Property Summary

Property TypeRural Home
Lot Size3.6 acres (156,816 sqft)
Owner2 Individual Names on File
Tax Bill$905 (2025)
Deeds & MortgagesJan 2018 Reverse Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN058-100-020-000

Property Details

APN / Parcel Number

Primary APN058-100-020-000

Exterior

Lot Area156,816 sqft

Location & Zoning

Account Number058100020000
Street Address7797 DESCHUTES RD
CityPALO CEDRO
StateCA
Zip96073-8607
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA-1
JurisdictionSHASTA CA
Township / Civil DivisionREDDING
Census Block Group4
Census Block4016
Census Tract11900

Owner

7797 Deschutes Rd, a rural home, is owned and occupied by two individuals.

Source: Shasta County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7797 DESCHUTES RD, PALO CEDRO, CA 96073-8607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2018Deed of Trust, Mortgage · Reverse Mortgage
SYNERGY ONE LENDING
Jan 4, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHASTA CA
Property Address7797 DESCHUTES RD, PALO CEDRO, CA 96073-8607
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000727
DateJan 11, 2018
Instrument2018-0000727
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.98%
Type Change DateFeb 1, 2019
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change2%
Index1-Year LIBOR

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHASTA CA
Property Address7797 DESCHUTES RD, PALO CEDRO, CA 96073-8607
Document Number0000000728
Instrument DateJan 4, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7797 DESCHUTES RD PALO CEDRO CA 960738607, PALO CEDRO, CA 96073-8607

Mortgage

Document Number0000000728
DateJan 11, 2018
Instrument728
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.98%

Tax Assessment & Valuation

The 2025 property tax bill for 7797 Deschutes Rd was $905 with a homeowner's exemption.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyShasta County
Elementary School DistrictJunction Elementary School District (KG - 08)
Secondary School DistrictShasta Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$90,070 (+2%) Land $17,791 Building $72,279
2025$905.00 Homeowner's exemption$88,305 Land $17,443 Building $70,862
2023$876.00 (+2.7%) Homeowner's exemption$84,877 Land $16,766 Building $68,111
2022$853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7797 Deschutes Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1981–2017)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7797 Deschutes Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 71% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Com-Pair Services
Fixed Wireless
100 / 25
ShastaBeam
Fixed Wireless
100 / 6

May also be available: DigitalPath, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deschutes Rd

Nearby Streets

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