77960 McKay Rd, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 77960 McKay Rd, Bruce, MI 48065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,218 sqft · built 2007
Lot Size	10.4 acres (457,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Aug 2003)
Tax Bill	$8,158 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`14-01-12-300-017`

Property Details

APN / Parcel Number

Primary APN	`14-01-12-300-017`
Alternative APN	`0112300017`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,218 sqft Living Area
1st Floor Area	3,218 sqft
Basement Area	3,218 sqft
Unfinished Basement	3,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Lot Area	457,206 sqft (10.4 acres)
Garage Type	Attached
Garage Area	1,084 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	77960 MCKAY RD
City	BRUCE TWP
State	MI
Zip	48065-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	T5N R12E SEC 12 2002S PARCEL 7 COMM AT W 1/4 COR SEC 12; TH N 0159'51"W 81.56 FT ALG CL MC KAY ; TH N7328'46"E 1014.65 FT TO A PT BEING TRAVERSE PT F-1";TH N73*28'46"E 442.81 FT TO A PT ON THE CL OF THE N BRANCH OF THE CLINTON RIVER; TH ALG CL OF N
Legal Range	12E
Legal Township	05N
Legal Section	12
Legal Subdivision	CENTERLINE
Jurisdiction	MACOMB MI
Township / Civil Division	BRUCE
Census Block Group	1
Census Block	1020
Census Tract	214000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77960 MCKAY RD, BRUCE TWP, MI 48065-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMERICA BANK
Dec 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2003 · Amount on Record
Deed Sale	Aug 29, 2003 · Amount on Record
Deed Document Number	20033254190
Deed Book / Page	14125 / 787
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	77960 MCKAY RD, BRUCE TWP, MI 48065-2145
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77960 MCKAY RD, BRUCE TWP, MI 48065-2145

Mortgage

Document Number	2102178837
Date	May 11, 2021
Book Page	27692/526
Instrument	202102178837

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	77960 MCKAY RD, BRUCE TWP, MI 48065-2145
Document Number	0000003469
Book / Page	025157 / 000342
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77960 MCKAY RD BRUCE TWP MI 480652145, BRUCE TWP, MI 48065-2145

Mortgage

Document Number	0000003469
Date	Jan 9, 2018
Book Page	025157/000342
Instrument	3469

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2033

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Bruce Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,000 (+22.75%)	$790,000 (+22.75%)
2025	$8,158.00 (+15.16%)
2023		$321,800	$643,600
2022	$7,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	50 / 10
T-Mobile Fixed Wireless	25 / 3
Air Advantage Fixed Wireless	10 / 1

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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