7796 Cummings Loop, Mc Calla, AL 35111 Property Records

Jefferson County property record for 7796 Cummings Loop, Mc Calla, AL 35111 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	1,499 sqft Living Area
Lot Size	174,240 sqft (4 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2012)
Tax Bill	$780.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`43-00-22-1-000-006.000`
Alternative APNs	`43221000006000RR00` `72786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,499 sqft Living Area
Gross Area	2,884 sqft Gross Area
1st Floor	1,499 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Wood Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	174,240 sqft (4 acres)
Depth X Width	417 ft x 417 ft Depth x Width
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Exterior Amenities

Patio Area	340 sqft Patio
Porch	1 Porch
Porch Area	421 sqft Porch
Topography	Rolling Topography
Utility Building	480 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	72786
Old Parcel Number	43221000006000RR00
Street Address	7796 CUMMINGS LOOP
City	MC CALLA
State	AL
Zip	35111-3105
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM NE COR SE 1/4 OF NE 1/4 S 365 FT TO POB TH CONT S 417.4 FT W 417.4 FT N 417.4 FT E 417.4 FT TO POB SEC 22 TP 20 R 5 W
Legal Range	05W
Legal Township	20S
Legal Section	22
Legal Quarter	NE
Jurisdiction	JEFFERSON AL
Minor Civil Division	GREENWOOD
Census Blockgroup	2
Census Block	2006
Census Tract	14207

Owner

Source: Jefferson County records · APN 43-00-22-1-000-006.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7796 CUMMINGS LOOP, MC CALLA, AL 35111-3105
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2012 · Amount on Record
Deed Sale	Jul 30, 2012 · Amount on Record
Deed Doc Number	20120730000825930
Deed Book / Page	201215 / 27053
Prior Transfer Date	Jul 27, 2012
Prior Transfer Doc	0121527053
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	7796 CUMMINGS LOOP, MC CALLA, AL 35111-3105
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7792 CUMMINGS LOOP, MC CALLA, AL 35111-3105

Mortgage

Document Number	0000044872
Date	Apr 19, 2021
Instrument	2021044872

Lender

Name	CLASSIC HOME

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$780.00 (+6.27%) Homeowner's exemption	$16,640 (+3.87%)	$166,400 (+3.87%) Land $33,000 Building $133,400
2023		$16,020 Land $3,300 Building $12,720	$160,200 Land $33,000 Building $127,200
2022	$734.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (01073C), updated March 13, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.