7793 White Oak Rd, Rapidan, VA 22733 Property Records

Culpeper County property record for 7793 White Oak Rd, Rapidan, VA 22733

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,297 sqft · built 2001
Lot Size	9.45 acres (411,642 sqft)
Owner	Individual Name on Record
Last Sale	$510,700 (Apr 2020)
Tax Bill	$817 (2025)
Deeds & Mortgages	Mar 2021 Refinance Aug 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`73-31-F`

Property Details

APN / Parcel Number

Primary APN	`73-31-F`
Alternative APN	`19085`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,297 sqft Living Area
1st Floor Area	1,827 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	411,642 sqft (9.45 acres)
Garage Type	Detached
Garage Area	1,299 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	760 sqft
Porch	Porch
Porch Area	636 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19085
Street Address	7793 WHITE OAK RD
City	RAPIDAN
State	VA
Zip	22733-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PARCEL A PF 2/576
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	3
Census Block	3020
Census Tract	930501

Owner

Source: Culpeper County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7793 WHITE OAK RD, RAPIDAN, VA 22733-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED TRUST BANK
Jul 29, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 14, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 15, 2020	Warranty Deed, Transfer · VA Mortgage HOME SAVINGS & TRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Apr 26, 2004 · Amount on Record
Deed Document Number	20202213
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	7793 WHITE OAK RD, RAPIDAN, VA 22733-2141
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	KNOWLEDGE SPLICE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002032
Date	Mar 5, 2021
Instrument	210002032

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	7793 WHITE OAK RD, RAPIDAN, VA 22733-2141
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230003566
Date	Aug 29, 2023
Instrument	230003566

Lender

Name	UNITED TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	7793 WHITE OAK RD, RAPIDAN, VA 22733-2141
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7793 WHITE OAK RD, RAPIDAN, VA 22733-2141

Mortgage

Document Number	0250003454
Date	Jul 29, 2025
Instrument	250003454

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	7793 WHITE OAK RD, RAPIDAN, VA 22733-2141
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001958
Date	May 14, 2024
Instrument	240001958

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.75%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Recording Date	Apr 24, 2026
Property Address	7793 WHITE OAK RD, RAPIDAN, VA 22733-2141
Document Number	0000002080
Instrument Date	Apr 14, 2026
Instrument	20262080
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7793 WHITE OAK RD, RAPIDAN, VA 22733-2141

Mortgage

Document Number	0000002080,
Date	Apr 24, 2026
Instrument	20262080

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.49%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Apr 15, 2020
Property Address	7793 WHITE OAK RD, RAPIDAN, VA 22733-2141
Document Number	200002213
Instrument Date	Apr 10, 2020
Instrument	200002213
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7793 WHITE OAK RD, RAPIDAN, VA 22733-2141

Mortgage

Document Number	200002214
Date	Apr 15, 2020
Instrument	200002214

Lender

Name	HOME SAVINGS & TRUST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$817.00 (+0.12%)	$780,300 (+14.99%) Land $128,600 Building $651,700	$818,500 (+13.1%) Land $166,800 Building $651,700
2024	$816.00 (-73.85%)
2023	$3,121.00	$678,600 Land $84,100 Building $594,500	$723,700 Land $129,200 Building $594,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures