7793 Coblentz Rd, Middletown, MD 21769 Property Records

Frederick County property record for 7793 Coblentz Rd, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,812 sqft · built 1992
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2018)
Tax Bill	$7,293 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-156184`

Property Details

APN / Parcel Number

Primary APN	`03-156184`
Alternative APNs	`3156184` `156184`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,812 sqft Living Area
Gross Area	5,628 sqft
1st Floor Area	2,293 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	704 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	156184
Street Address	7793 COBLENTZ RD
City	MIDDLETOWN
State	MD
Zip	21769-7832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 SECT 1 1.663 ACRES FOXFIELD AT MIDDLETOWN
Legal Subdivision	FOXFIELD AT MIDDLETOWN
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	1
Census Block	1000
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7793 Coblentz Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Frederick County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7793 COBLENTZ RD, MIDDLETOWN, MD 21769-7832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Jun 4, 2018	Deed, Transfer · ARM SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Mar 31, 1999 · Amount on File
Deed Book / Page	12443 / 508
Transfer Doc	0025600749
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7793 COBLENTZ RD, MIDDLETOWN, MD 21769-7832
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176970396
Date	Jan 28, 2026
Book Page	17697/396

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7793 COBLENTZ RD, MIDDLETOWN, MD 21769-7832
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7793 COBLENTZ RD, MIDDLETOWN, MD 21769-7832

Mortgage

Document Number	0142900100
Date	Nov 23, 2020
Book Page	14290/100

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 4, 2018
Property Address	7793 COBLENTZ RD, MIDDLETOWN, MD 21769-7832
Document Number	0124430508
Book / Page	12443 / 0508
Map Reference	MB43 PG157
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7793 COBLENTZ RD, MIDDLETOWN, MD 21769-7832

Mortgage

Document Number	0012443513
Date	Jun 4, 2018
Instrument	12443/513

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$730,133	$808,200 Land $179,900 Building $628,300
2024	$7,293.00 (+8.77%)
2023	$6,705.00 Homeowner's exemption	$574,000 Land $164,900 Building $409,100	$574,000 Land $164,900 Building $409,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7793 Coblentz Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1988–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7793 Coblentz Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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