7792 Gardner Dr, Unit 202, Naples, FL 34109 Property Records

Collier County property record for 7792 Gardner Dr, Unit 202, Naples, FL 34109

Property Summary

Property Type	Condominium
Details	1,867 sqft · built 1996
Owner	2 Individual Names on File
Last Sale	$295,000 (May 2018)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64703001889`

Property Details

APN / Parcel Number

Primary APN	`64703001889`
Alternative APN	`530200 20 2024A01`

Interior

Units	5 Units
Building Area	1,867 sqft Living Area
1st Floor Area	1,867 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	7792 GARDNER DR, 202
City	NAPLES
State	FL
Zip	34109-0647
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ORCHARDS A CONDOMINIUM, THE BLDG 20-202
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	ORCHARDS A CONDOMINIUM, THE
Legal Tract	530200
Legal Block	2
Legal Lot Number	202
Legal Unit	20-202
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2013
Census Tract	10429

Owner

7792 Gardner Dr, Unit 202 is owned and occupied by two individuals who acquired it in August 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7792 GARDNER DR, 202, NAPLES, FL 34109-0647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Aug 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
May 8, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018 · Amount on File
Deed Sale	May 8, 2018 · Amount on File
Prior Sale	Mar 19, 1998 · Amount on File
Deed Document Number	20185553174
Deed Book / Page	5507 / 2371
Last Transfer Date	Aug 5, 2020
Transfer Doc	0058011502
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7792 GARDNER DR UNIT 202, 202, NAPLES, FL 34109-0647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7792 GARDNER DR 202, 202, NAPLES, FL 34109-0647

Mortgage

Document Number	0058353377
Date	Oct 27, 2020
Book Page	5835/3377
Instrument	5944511

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 13, 2020
Property Address	7792 GARDNER DR UNIT 202, 202, NAPLES, FL 34109-0647
Document Number	0058011502
Book / Page	5801 / 1502
Map Reference	MB 1969 PG 646
Instrument Date	Aug 5, 2020
Instrument	5907767
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SUPERIOR TTL SVCS OF SANIBEL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7792 GARDNER DR UNIT 202, 202, NAPLES, FL 34109-0647

Mortgage

Document Number	0058011504
Date	Aug 13, 2020
Instrument	5801/1504

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 8, 2018
Property Address	7792 GARDNER DR UNIT 202, 202, NAPLES, FL 34109-0647
Document Number	0055072371
Book / Page	5507 / 2371
Map Reference	MB1969 PG646
Instrument Date	May 4, 2018
Instrument	5553174
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	PREMIER 1 TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 HIGHLAND SHORE RD, 53, WINDHAM, ME 04062-4375

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7792 GARDNER DR UNIT 202, 202, NAPLES, FL 34109-0647

Mortgage

Document Number	0005553175
Date	May 8, 2018
Instrument	5553175

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7792 Gardner Dr, Unit 202 was $2,304 with a homeowner's exemption, up 2.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,214 (+2.7%)	$328,986 (-13.29%) Building $328,986
2025	$2,304.00 (+2.49%) Homeowner's exemption	$281,611	$379,395 Building $379,395
2024	$2,248.00 (+1.12%)
2023	$2,223.00 (-2.8%) Homeowner's exemption	$265,703 (+3%)	$399,400 (+24.37%) Building $399,400
2022	$2,287.00 Homeowner's exemption	$257,964	$321,142 Building $321,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7792 Gardner Dr, Unit 202 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7792 Gardner Dr, Unit 202 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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