779 Winter Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 779 Winter Ct, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,184 sqft · built 1985
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Tax Bill$4,054 (2024)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-09-24-105-021.000-018

Property Details

APN / Parcel Number

Primary APN29-09-24-105-021.000-018
Alternative APN
  • 1709240105021000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,184 sqft Living Area
1st Floor Area1,088 sqft
2nd Floor Area1,096 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions131 ft deep x 118 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1709240105021000
Street Address779 WINTER CT
CityCARMEL
StateIN
Zip46032-5274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .35, SECTION 24, TOWNSHIP 18, RANGE 3, HUNTER'S CREEK VILLAGE, SECTION 4, LOT 142
Legal Range03
Legal Township18
Legal Section24
Legal SubdivisionHUNTERS CREEK VILLAGE SECTION FOUR
Legal Block4
Legal Lot Number142
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1012
Census Tract110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address779 WINTER CT, CARMEL, IN 46032-5274
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2010
Deed SaleAug 26, 2010
Deed Document Number2010040555
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address779 WINTER CT, CARMEL, IN 46032-5274
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020058150
DateAug 26, 2020
Instrument2020058150
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 7, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$397,400 (+7.67%) Land $104,100 Building $293,300$397,400 (+7.67%) Land $104,100 Building $293,300
2024$4,054.00 (+19.1%)$369,100 (+12.22%) Land $104,100 Building $265,000$369,100 (+12.22%) Land $104,100 Building $265,000
2023$3,404.00 (-0.03%) Homeowner's exemption$328,900 (+10.11%) Land $89,700 Building $239,200$328,900 (+10.11%) Land $89,700 Building $239,200
2022$3,405.00$298,700 Land $89,700 Building $209,000$298,700 Land $89,700 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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