Otsego County and Otego Town property record for 779 Taylor Rd, Otego, NY 13825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,749 sqft · built 1975 |
| Lot Size | 6.31 acres (274,864 sqft) |
| Owner | Individual Name on File |
| Last Sale | $414,500 (Aug 2025) |
| Tax Bill | $5,225 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 364889 284.00-1-1.00 |
| Primary APN | 364889 284.00-1-1.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,749 sqft Living Area |
| 1st Floor Area | 1,749 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 274,864 sqft (6.31 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 232 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 046185 |
|---|---|
| Street Address | 779 TAYLOR RD |
| City | OTEGO |
| State | NY |
| Zip | 13825-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 996FM 3111 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 591401 |
779 Taylor Rd is owned and occupied by an individual who bought it in August 2025.
Source: Otsego County and Otego Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1485 PATENT LINE RD, FRANKLIN, NY 13775-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Prior Sale | Dec 12, 1996 · Amount on File |
| Deed Document Number | 20252935 |
| Prior Transfer Date | Mar 30, 2006 |
| Prior Transfer Doc | 0010930205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 779 TAYLOR RD, OTEGO, NY 13825-2243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000366 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026-1366 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 779 Taylor Rd was $5,225 with exemptions applied, up 12.5% from the year before.
Source: Otsego County and Otego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otego Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,225.00 (+12.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,643.00 | $200,000 Land $37,500 Building $162,500 | $263,158 Land $49,342 Building $213,816 |
| 2023 | $200,000 Land $37,500 Building $162,500 | $215,054 Land $40,323 Building $174,731 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 779 Taylor Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 779 Taylor Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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