779 Prairie Ave, Horace, ND 58047 Property Records

Cass County property record for 779 Prairie Ave, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,292 sqft · built 2020
Lot Size	0.177 acres (7,751 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Aug 2022)
Tax Bill	$6,290 (2025)
Deeds & Mortgages	Sep 2026 Transfer Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`15-2950-00450-000`

Property Details

APN / Parcel Number

Primary APN	`15-2950-00450-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Building Area	1,292 sqft Living Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Unfinished Basement	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,751 sqft (0.177 acres)
Garage Type	Attached
Garage Area	746 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	779 PRAIRIE AVE
City	HORACE
State	ND
Zip	58047-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 14 BLOCK: 3 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 14 BLK 3 **9-20-18 REPLAT OF 15-0200-13101-000 & 13100-000 PER PLAT DOC#1547298 FOR 2018
Legal Subdivision	TERRA GARDENS ADDITION
Legal Block	3
Legal Lot Number	14
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2016
Census Tract	40503

Owner

Source: Cass County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	779 PRAIRIE AVE, HORACE, ND 58047-5510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 17, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATE CITY BANK
Jul 2, 2020	Warranty Deed, Construction Loan · Construction Mortgage BELL BANK
Jul 2, 2020	Warranty Deed, Transfer THE TITLE SERVICES GROUP, THE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	20221671742
Last Transfer Date	Sep 11, 2026
Transfer Doc	0001767800
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Sep 17, 2026
Property Address	779 PRAIRIE AVE, HORACE, ND 58047-5510
Document Number	0001767800
Instrument Date	Sep 11, 2026
Instrument	20261767800
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 PRAIRIE AVE, HORACE, ND 58047-5510

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Aug 1, 2022
Property Address	779 PRAIRIE AVE, HORACE, ND 58047-5510
Document Number	0001671742
Instrument Date	Jul 29, 2022
Instrument	1671742
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	779 PRAIRIE AVE, HORACE, ND 58047-5510

Mortgage

Document Number	0001671743
Date	Aug 1, 2022
Instrument	1671743

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Feb 17, 2021
Property Address	779 PRAIRIE AVE, HORACE, ND 58047-5510
Document Number	0001622645
Instrument Date	Feb 12, 2021
Instrument	1622645
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2022
Title Company	THE TITLE COMPANY/HOMESTEAD, THE TITLE CO RESIDENTIAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 PRAIRIE AVE, HORACE, ND 58047-5510

Mortgage

Document Number	0001622646
Date	Feb 17, 2021
Instrument	1622646

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 2, 2020
Property Address	779 PRAIRIE AVE, HORACE, ND 58047-5510
Document Number	0001596271
Instrument Date	Jul 1, 2020
Instrument	1596271
Transaction Type	Construction Loan
Record Updated	Aug 24, 2022
Title Company	THE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 515, MOORHEAD, MN 56561-0515
Investor	Possibly a Property Investor

Mortgage

Document Number	0001596272
Date	Jul 2, 2020
Instrument	1596272

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Apr 1, 2021

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 2, 2020
Property Address	779 PRAIRIE AVE, HORACE, ND 58047-5510
Document Number	0001596270
Instrument Date	Jul 1, 2020
Instrument	1596270
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,290.00 (-16.88%)	$175,300 (+6.18%) Land $30,050 Building $145,250	$350,600 (+6.18%) Land $60,100 Building $290,500
2023	$7,567.00	$165,100 Land $30,050 Building $135,050	$330,200 Land $60,100 Building $270,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 80% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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