779 Millstone Ln, Mount Vernon, OH 43050 Property Records

Knox County property record for 779 Millstone Ln, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,660 sqft · built 1997
Lot Size	1.02 acres (44,649 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2020)
Tax Bill	$6,470 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02565.000`

Property Details

APN / Parcel Number

Primary APN	`12-02565.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,660 sqft Living Area
1st Floor Area	1,143 sqft
Upper Floors Area	1,437 sqft
Basement Area	1,143 sqft
Unfinished Basement	1,101 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Lot Area	44,649 sqft (1.02 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	779 MILLSTONE LN
City	MOUNT VERNON
State	OH
Zip	43050-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13 6 4 N PT OF LOT 25 1.025A
Legal Lot Number	25
Jurisdiction	KNOX OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1026
Census Tract	7600

Owner

779 Millstone Ln is owned and occupied by an individual who bought it in June 2020.

Source: Knox County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	779 MILLSTONE LN, MOUNT VERNON, OH 43050-4753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage HARVEST FEDERAL CREDIT UNION
Mar 13, 2026	Deed of Trust, Mortgage · Second Mortgage (Down Payment) THE COMMUNITY BANK
Jun 15, 2020	Warranty Deed, Transfer · Conventional with PMI COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Jun 11, 1997 · Amount on File
Deed Document Number	20204468
Deed Book / Page	1783 / 464
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Recording Date	Aug 17, 2026
Property Address	779 MILLSTONE LN, MOUNT VERNON, OH 43050-4753
Document Number	0000006469
Book / Page	2144 / 942
Instrument Date	Jul 6, 2026
Instrument	20266469
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 MILLSTONE LN, MOUNT VERNON, OH 43050-4753

Mortgage

Document Number	0000006469,
Date	Aug 17, 2026
Book Page	2144/942
Instrument	20266469

Lender

Name	HARVEST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	779 MILLSTONE LN, MOUNT VERNON, OH 43050-4753
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001773
Date	Mar 13, 2026
Book Page	2117/756
Instrument	202600001773

Lender

Name	THE COMMUNITY BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	0.08%
Index	1-Year CMT

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jun 15, 2020
Property Address	779 MILLSTONE LN, MOUNT VERNON, OH 43050-4753
Document Number	0017830464
Book / Page	001783 / 000464
Instrument Date	Jun 12, 2020
Instrument	4468
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	779 MILLSTONE LN MOUNT VERNON OH 430504753, MOUNT VERNON, OH 43050-4753

Mortgage

Document Number	17830466
Date	Jun 15, 2020
Book Page	001783/000466
Instrument	4469

Lender

Name	COMMUNITY BK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 779 Millstone Ln was $6,470, down 2.1% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Clinton Township
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$460,330 Land $60,760 Building $399,570
2025	$6,470.00 (-2.07%)	$161,120 (-) Land $21,270 Building $139,850
2024	$6,607.00 (+1.68%)	$161,120 (-) Land $21,270 Building $139,850
2023	$6,498.00 (+18.64%)	$161,120 (+34%) Land $21,270 Building $139,850	$460,330 Land $60,760 Building $399,570
2022	$5,477.00	$120,240 Land $15,870 Building $104,370
2020			$343,530 Land $45,340 Building $298,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 779 Millstone Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 779 Millstone Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Mercury Fiber, Verizon.

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