779 Falls Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 779 Falls Rd, Toccoa, GA 30577 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,664 sqft · built 1955
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Oct 2018)
Tax Bill	$2,736 (2025)
Deeds & Mortgages	Dec 2018 Transfer Oct 2018 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T09 088`

Property Details

APN / Parcel Number

Primary APN	`T09 088`
Alternative APN	`619200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,664 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	211 sqft
Utility Building	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	619200
Street Address	779 FALLS RD
City	TOCCOA
State	GA
Zip	30577-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B FALLS RD
Legal Subdivision	0200 - PRIMARY - SF
Legal Lot Number	B
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1006
Census Tract	970101

Owner

Source: Stephens County records · APN T09 088

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	779 FALLS RD, TOCCOA, GA 30577-2460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 31, 2018	Grant Deed, Construction Loan · Construction Mortgage NAVY FCU
Sep 04, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	20181226
Deed Book / Page	1163 / 328
Last Transfer Date	Nov 08, 2018
Transfer Doc	0011660106
Record Updated	Jun 08, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 04, 2018
Property Address	779 FALLS RD, TOCCOA, GA 30577-2460
Document Number	0011660106
Book / Page	001166 / 000106
Instrument Date	Nov 08, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 31, 2018
Property Address	779 FALLS RD, TOCCOA, GA 30577-2460
Document Number	0011630328
Book / Page	001163 / 000328
Instrument Date	Oct 30, 2018
Transaction Type	Construction Loan
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 FALLS RD TOCCOA GA 305772460, TOCCOA, GA 30577-2460

Mortgage

Document Number	11630332
Date	Oct 31, 2018
Book Page	001163/000332

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 30, 2019

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 04, 2018
Property Address	779 FALLS RD, TOCCOA, GA 30577-2460
Document Number	0011590087
Book / Page	001159 / 000087
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 FALLS RD TOCCOA GA 305772460, TOCCOA, GA 30577-2460

Mortgage

Document Number	11590089
Date	Sep 04, 2018
Book Page	001159/000089

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2048

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,736.00 (+60.94%)	$78,435 (+63.11%) Land $3,941 Building $74,494	$196,088 (+63.11%) Land $9,853 Building $186,235
2023	$1,700.00 (+5.92%)	$48,087 (+5.93%) Land $3,941 Building $44,146	$120,217 (+5.93%) Land $9,853 Building $110,364
2022	$1,605.00	$45,395 Land $3,941 Building $41,454	$113,487 Land $9,853 Building $103,634

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 52% of Georgia
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group, TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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