779 E Chapman Rd, Oviedo, FL 32765 Property Records

Seminole County property record for 779 E Chapman Rd, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,219 sqft · built 2002
Lot Size	9.75 acres (424,710 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Oct 2005)
Tax Bill	$10,822 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-21-31-300-0010-0000`

Property Details

APN / Parcel Number

Primary APN	`27-21-31-300-0010-0000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	24 Plumbing Fixtures
Stories	2 Stories
Building Area	5,219 sqft Living Area
1st Floor Area	3,162 sqft
2nd Floor Area	948 sqft
Upper Floors Area	948 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	424,710 sqft (9.75 acres)
Garage Area	532 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,540 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	3 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	779 E CHAPMAN RD
City	OVIEDO
State	FL
Zip	32765-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 TWP 21S RGE 31E E 1/4 OF NE 1/4 OF NE 1/4 (LESS N 33 FT)
Legal Range	31E
Legal Township	21S
Legal Section	27
Legal Subdivision	METES & BOUNDS
Legal Tract	300
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3005
Census Tract	21320

Owner

Source: Seminole County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	779 E CHAPMAN RD, OVIEDO, FL 32765-9017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2005 · Amount on Record
Deed Sale	Oct 21, 2005 · Amount on Record
Prior Sale	Mar 28, 2001 · Amount on Record
Deed Document Number	2005183668
Deed Book / Page	05963 / 1690
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	779 E CHAPMAN RD, OVIEDO, FL 32765-9017
Document Number	0090881797
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	MORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	779 E CHAPMAN RD OVIEDO FL 327659017, OVIEDO, FL 32765-9017

Mortgage

Document Number	0090881797
Date	Mar 9, 2018
Book Page	009088/001797
Instrument	26462

Lender

Name	CENTRAL FL EDUCATORS FCU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 8, 2028

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,822.00 (+9.16%) Homeowner's exemption	$808,590 (+5.99%)	$1,272,539 (+4.17%) Land $377,165 Building $895,374
2023	$9,914.00 (+2.36%) Homeowner's exemption	$762,915 (+3%)	$1,221,561 (+3.45%) Land $377,165 Building $844,396
2022	$9,685.00 Homeowner's exemption	$740,694	$1,180,830 Land $345,040 Building $835,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20