779 Bostwick Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 779 Bostwick Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,336 sqft · built 1995
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Apr 2026)
Tax Bill	$6,810 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00548780-000000`

Property Details

APN / Parcel Number

Primary APN	`00548780-000000`
Alternative APNs	`14613900548780000000` `1672262`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,336 sqft Living Area
1st Floor Area	1,316 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Covered
Garage Area	752 sqft
Pool Area	384 sqft
Porch	Florida Room
Porch Area	2,524 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1672262
Street Address	779 BOSTWICK DR
City	KEY LARGO
State	FL
Zip	33037-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	TWIN LAKES PB3-160 KEY LARGO LOTS 4-5 BK 7 OR242-245/46 OR482-726DC OR751-122 OR783-1563/71 OR793-1639-1640 OR1076-1512 OR1250-1093 OR1366-1767 OR1431-177PR/RS OR1486-809 OR1723-836 OR1723-837 OR2828-1871/72
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	TWIN LAKES
Legal Block	7
Legal Lot Number	4-5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3005
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	779 BOSTWICK DR, KEY LARGO, FL 33037-2706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Dec 5, 2016 · Amount on Record
Deed Document Number	20262541357
Deed Book / Page	3378 / 805
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 28, 2026
Property Address	779 BOSTWICK DR, KEY LARGO, FL 33037-2706
Document Number	0002541357
Book / Page	3378 / 805
Instrument Date	Apr 28, 2026
Instrument	2026.2541357
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	CORAL REEF TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 BOSTWICK DR, KEY LARGO, FL 33037-2706

Mortgage

Document Number	0002541358,
Date	Apr 28, 2026
Instrument	2026..2541358

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$848,451 (-5.3%) Land $548,784 Building $299,667	$848,451 (-5.3%) Land $548,784 Building $299,667
2024	$6,810.00 (+7.23%)
2023	$6,351.00 (+19.07%)	$895,967 (+29.73%) Land $619,236 Building $276,731	$895,967 (+29.73%) Land $619,236 Building $276,731
2022	$5,334.00	$690,665 Land $409,734 Building $280,931	$690,665 Land $409,734 Building $280,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 281 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	299 units insured incl. 18 condo units
Nearby Flood Claims	163 (1992–2024)
Claims Outside the SFHA	3 of 163
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 29 claims Hurricane Wilma, Oct 2005 · 96 claims Hurricane Georges, Sep 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20