779 Bettis Ln, Lancaster, KY 40444 Property Records

Garrard County property record for 779 Bettis Ln, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	3.31 acres (144,445 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2006)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Dec 2012 Mortgage Jun 2006 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-11`

Property Details

APN / Parcel Number

Primary APN	`23-11`
Alternative APN	`8392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story

Exterior

Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	144,445 sqft (3.31 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	8392
Street Address	779 BETTIS LN
City	LANCASTER
State	KY
Zip	40444-7771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE, GAR & 3.316 AC
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3010
Census Tract	970300

Owner

779 Bettis Ln is owned and occupied by an individual who bought it in June 2006.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	779 BETTIS LN, LANCASTER, KY 40444-7771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2012	Deed of Trust, Mortgage JPMORGAN CHASE BANK, N.A.
Jun 9, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 9, 2006	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2006 · Amount on File
Deed Sale	Jun 9, 2006 · Amount on File
Deed Book / Page	238 / 689
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	779 BETTIS LN, LANCASTER, KY 40444-7771
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000320/454
Date	Dec 21, 2012
Book Page	320/454
Instrument	114709

Lender

Name	JPMORGAN CHASE BANK, N.A.

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2043

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	779 BETTIS LN, LANCASTER, KY 40444-7771
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 BETTIS LN, LANCASTER, KY 40444-7771
Investor	Possibly a Property Investor

Mortgage

Document Number	00M259/786
Date	Jun 9, 2006
Book Page	M259/786
Instrument	70901

Lender

Name	JPMORGAN CHASE BANK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2036

June 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 9, 2006
Property Address	779 BETTIS LN, LANCASTER, KY 40444-7771
Document Number	000238/689
Book / Page	238 / 689
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 BETTIS LN, LANCASTER, KY 40444-7771
Investor	Possibly a Property Investor

Mortgage

Document Number	00M259/770
Date	Jun 9, 2006
Book Page	M259/770
Instrument	70900

Lender

Name	JPMORGAN CHASE BANK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 779 Bettis Ln was $2,065, down 0.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,000 (-) Land $25,000 Building $170,000	$195,000 (-) Land $25,000 Building $170,000
2025	$2,065.00 (-0.48%)	$195,000 (+11.43%) Land $25,000 Building $170,000	$195,000 (+11.43%) Land $25,000 Building $170,000
2024	$2,075.00 (-0.19%)	$175,000 (+2.94%) Land $25,000 Building $150,000	$175,000 (+2.94%) Land $25,000 Building $150,000
2023	$2,079.00	$170,000 Land $20,000 Building $150,000	$170,000 Land $20,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 779 Bettis Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 779 Bettis Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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