Dane County property record for 7789 Garnet Dr, Lodi, WI 53555
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.537 acres (23,392 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,791 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0907-024-0633-5 |
| Primary APN | 0907-024-0633-5 |
|---|
| Lot Area | 23,392 sqft (0.537 acres) |
|---|
| Street Address | 7789 GARNET DR |
|---|---|
| City | LODI |
| State | WI |
| Zip | 53555-9500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR-08 |
| Legal Description | CRYSTAL LAKE ESTATES LOT 13 |
| Legal Range | 07 |
| Legal Township | 09 |
| Legal Section | 02 |
| Legal Subdivision | CRYSTAL LAKE ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | DANE WI |
| Township / Civil Division | ROXBURY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 12900 |
7789 Garnet Dr is owned and occupied by two individuals.
Source: Dane County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7789 GARNET DR, LODI, WI 53555-9500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Jul 31, 2023 | Deed of Trust, Mortgage · Construction Mortgage SUMMIT CU |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI SUMMIT CU |
| Jul 7, 2017 | Deed of Trust, Mortgage · Line of Credit SUMMIT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 7789 GARNET DR, LODI, WI 53555-9500 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0006061796 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 6061796 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Address | COTTAGE GROVE, WI 53527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 7789 GARNET DR, LODI, WI 53555-9500 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005915724 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 5915724 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 7789 GARNET DR, LODI, WI 53555-9500 |
| Document Number | 0005578448 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7789 GARNET DR LODI WI 535559500, LODI, WI 53555-9500 |
| Document Number | 0005578448 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 5578448 |
| Name | SUMMIT CU |
|---|---|
| Address | COTTAGE GROVE, WI 53527 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 7789 GARNET DR, LODI, WI 53555-9500 |
| Document Number | 0005341000 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7789 GARNET DR LODI WI 535559500, LODI, WI 53555-9500 |
| Document Number | 0005341000 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 5341000 |
| Name | SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7789 Garnet Dr was $3,791 with a homeowner's exemption.
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| County Subdivision | Roxbury Town |
| Unified School District | Sauk Prairie School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,791.00 Homeowner's exemption | $261,400 Land $72,200 Building $189,200 | $372,800 |
| 2023 | $261,400 Land $72,200 Building $189,200 | $323,200 | |
| 2022 | $3,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7789 Garnet Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 16 (1999–2020) |
| Claims Outside the SFHA | 13 of 16 |
| Most Recent Claim | Mar 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7789 Garnet Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
| Bug Tussel Wireless Fixed Wireless | 25 / 5 |
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