7788 Oak St, Arvada, CO 80005 Property Records

Jefferson County property record for 7788 Oak St, Arvada, CO 80005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,367 sqft · built 1972
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on File
Last Sale	$626,500 (Aug 2021)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-331-07-007`

Property Details

APN / Parcel Number

Primary APN	`29-331-07-007`
Alternative APNs	`300080865` `80865`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Building Area	2,367 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	1,089 sqft
Basement Area	1,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Construction Type	Brick
Lot Area	12,894 sqft (0.296 acres)
Garage Type	Attached
Garage Area	551 sqft
Porch	Slab
Porch Area	234 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300080865
Street Address	7788 OAK ST
City	ARVADA
State	CO
Zip	80005-3653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33 TOWNSHIP 02 RANGE 69 QTR NE SUBDIVISIONCD 561800 SUBDIVISIONNAME OAK CREST BLOCK LOT 0006 SIZE: 12892 TRACT VALUE: .296
Legal Range	69W
Legal Township	02S
Legal Section	33
Legal Subdivision	OAK CREST
Legal Lot Number	6
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1006
Census Tract	10205

Owner

7788 Oak St is owned by two individuals who bought it in August 2021.

Source: Jefferson County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 MARSEILLE WAY, FOOTHILL RANCH, CA 92610-1911
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 1, 2019	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	2021121038
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Aug 16, 2021
Property Address	7788 OAK ST, ARVADA, CO 80005-3653
Document Number	0000121038
Instrument Date	Aug 12, 2021
Instrument	2021121038
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	37808 HICKORY ST, NEWARK, CA 94560-3541

Mortgage

Document Number	0000121039
Date	Aug 16, 2021
Instrument	2021121039

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	7788 OAK ST, ARVADA, CO 80005-3653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149829
Date	Nov 12, 2020
Instrument	2020149829

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Aug 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	7788 OAK ST, ARVADA, CO 80005-3653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017208
Date	Feb 12, 2020
Instrument	2020017208

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	May 1, 2019
Property Address	7788 OAK ST, ARVADA, CO 80005-3653
Document Number	0000034025
Instrument Date	May 1, 2019
Instrument	2019034025
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COLORADO ESCROW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7788 OAK ST, ARVADA, CO 80005-3653

Mortgage

Document Number	0000034026
Date	May 1, 2019
Instrument	2019034026

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,462.00 (+8.7%)	$43,274 (+2.24%) Land $16,163 Building $27,111	$692,391 (+0.82%) Land $258,613 Building $433,778
2023	$4,105.00	$42,327 Land $18,440 Building $23,887	$686,748 Land $275,225 Building $411,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7788 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7788 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000

May also be available: Aerux Broadband, LiveWireNet, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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