Lincoln County property record for 7788 Harbor Master Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,333 sqft · built 2016 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Feb 2017) |
| Tax Bill | $4,388 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-60-6540 |
| Primary APN | 4603-60-6540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,333 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Lot Area | 30,492 sqft (0.7 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 261729 |
|---|---|
| Street Address | 7788 HARBOR MASTER CT |
| City | DENVER |
| State | NC |
| Zip | 28037-8790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ELDD R-SF |
| Legal Description | #28 LT HARBOR MASTER |
| Legal Subdivision | HARBOR MASTER |
| Legal Lot Number | 28 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 71201 |
7788 Harbor Master Ct is owned and occupied by two individuals who bought it in February 2017.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7788 HARBOR MASTER CT, DENVER, NC 28037-8790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 6, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2017 · Amount on File |
| Deed Sale | Feb 6, 2017 · Amount on File |
| Prior Sale | Aug 2, 2016 · Amount on File |
| Deed Document Number | 2017558550 |
| Deed Book / Page | 2645 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7788 HARBOR MASTER CT, DENVER, NC 28037-8790 |
| Document Number | 2905389 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7788 HARBOR MASTER CT DENVER NC 280378790, DENVER, NC 28037-8790 |
| Document Number | 2905389 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 002905/000389 |
| Instrument | 608286 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 4, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7788 HARBOR MASTER CT, DENVER, NC 28037-8790 |
| Document Number | 2851964 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7788 HARBOR MASTER CT DENVER NC 280378790, DENVER, NC 28037-8790 |
| Document Number | 2851964 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 002851/000964 |
| Instrument | 598852 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 7, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 6, 2017 |
| Property Address | 7788 HARBOR MASTER CT, DENVER, NC 28037-8790 |
| Document Number | 2645284 |
| Book / Page | 002645 / 000284 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 558550 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7788 HARBOR MASTER CT DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2645286 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 002645/000286 |
| Instrument | 558551 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2047 |
The 2026 property tax bill for 7788 Harbor Master Ct was $4,388.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,388.00 | $703,383 Land $80,000 Building $623,383 | $703,383 Land $80,000 Building $623,383 |
| 2023 | $4,350.00 | $703,383 Land $80,000 Building $623,383 | $703,383 Land $80,000 Building $623,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7788 Harbor Master Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7788 Harbor Master Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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