7787 Greenridge Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7787 Greenridge Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,889 sqft · built 1958
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$557,000 (Sep 2020)
Tax Bill	$7,237 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242-0034-004-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0034-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,889 sqft Living Area
1st Floor Area	1,889 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7787 GREENRIDGE WAY
City	FAIR OAKS
State	CA
Zip	95628-4851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GREENRIDGE HEIGHTS 01, LOT 23
Legal Subdivision	GREENRIDGE HEIGHTS 01
Legal Lot Number	23
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	8007

Owner

Source: Sacramento County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7787 GREENRIDGE WAY, FAIR OAKS, CA 95628-4851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit SAFE CU
Sep 10, 2020	Grant Deed, Transfer · Conventional with PMI PREMIER MTG RSRCS
Apr 19, 2019	Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Apr 19, 2019 · Amount on Record
Deed Book / Page	20200910 / 1876
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 8, 2026
Property Address	7787 GREENRIDGE WAY, FAIR OAKS, CA 95628-4851
Document Number	2026000272
Book / Page	20260908 / 272
Instrument Date	Aug 28, 2026
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7787 GREENRIDGE WAY, FAIR OAKS, CA 95628-4851

Mortgage

Document Number	2026000272,
Date	Sep 8, 2026
Book Page	20260908/272

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 3, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7787 GREENRIDGE WAY, FAIR OAKS, CA 95628-4851
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7787 GREENRIDGE WAY, FAIR OAKS, CA 95628-4851

Mortgage

Document Number	0000001098
Date	Feb 18, 2022
Instrument	2022021801098

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 10, 2020
Property Address	7787 GREENRIDGE WAY, FAIR OAKS, CA 95628-4851
Document Number	2009101876
Instrument Date	Sep 9, 2020
Instrument	2009101876
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$613.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7787 GREENRIDGE WAY FAIR OAKS CA 956284851, FAIR OAKS, CA 95628-4851

Mortgage

Document Number	2009101877
Date	Sep 10, 2020
Instrument	2009101877

Lender

Name	PREMIER MTG RSRCS
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 19, 2019
Property Address	7787 GREENRIDGE WAY, FAIR OAKS, CA 95628-4851
Document Number	1904191304
Instrument Date	Apr 12, 2019
Instrument	1904191304
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7787 GREENRIDGE WAY FAIR OAKS CA 956284851, FAIR OAKS, CA 95628-4851

Mortgage

Document Number	1904191305
Date	Apr 19, 2019
Instrument	1904191305

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,968 (+2%) Land $137,370 Building $477,598
2025	$7,237.00 (+0.79%) Homeowner's exemption	$602,911 (+4.04%) Land $134,677 Building $468,234
2024	$7,180.00 (+3.03%)
2023	$6,969.00 (+0.39%) Homeowner's exemption	$579,501 Land $129,449 Building $450,052
2022	$6,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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