7787 E Smoke Trl, Inverness, FL 34453 Property Records

Citrus County property record for 7787 E Smoke Trl, Inverness, FL 34453

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,067 sqft · built 1998
Lot Size	0.36 acres (15,683 sqft)
Owner	Individual Name on File
Last Sale	$151,400 (Nov 2020)
Tax Bill	$879 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`20E-18S-28-2C0D0-054.0`

Property Details

APN / Parcel Number

Primary APN	`20E-18S-28-2C0D0-054.0`
Alternative APNs	`2818S20E2C0D00540` `1715148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	960 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	15,683 sqft (0.36 acres)
Lot Dimensions	205 ft deep x 48 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	572 sqft
Patio Area	372 sqft
Fence	Fence
Utility Building	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1715148
Old Parcel Number	2818S20E2C0D00540
Street Address	7787 E SMOKE TRL
City	INVERNESS
State	FL
Zip	34453-1358
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	PT LONESOME UNIT 1 UNREC SUB LOT 54 BLK D DESC IN OR BK 1043 PG 570 COM AT THE SW COR OF SEC 27 TW 18 RG 18 SOUTH RANGE 20
Legal Range	20E
Legal Township	18S
Legal Section	28
Legal Subdivision	POINT LONESOME UNIT 1 (SEC 28)
Legal Block	D
Legal Lot Number	54
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2012
Census Tract	450800

Owner

7787 E Smoke Trl, a mobile home, is owned and occupied by an individual who bought it in November 2020.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7787 E SMOKE TRL, INVERNESS, FL 34453-1358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Oct 20, 2014 · Amount on File
Deed Document Number	0031102040
Deed Book / Page	3110 / 2040
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 20, 2020
Property Address	7787 E SMOKE TRL, INVERNESS, FL 34453-1358
Document Number	0031102040
Book / Page	3110 / 2040
Instrument Date	Nov 20, 2020
Instrument	2020063759
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,059.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6665 ANDERSON LAKE RD, 6665, DAWSONVILLE, GA 30534-4808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7787 E SMOKE TRL, INVERNESS, FL 34453-1358

Mortgage

Document Number	31102042
Date	Nov 20, 2020
Instrument	3110/2042

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7787 E Smoke Trl was $879 with exemptions applied, up 9.6% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00 (+9.6%) Homeowner's exemption Additional exemption filed	$148,993 (-0.3%) Land $9,460 Building $139,533	$148,993 (-0.3%) Land $9,460 Building $139,533
2024	$802.00 (+3.89%) Homeowner's exemption Additional exemption filed	$149,438 (-5.51%) Land $9,460 Building $139,978	$149,438 (-5.51%) Land $9,460 Building $139,978
2023	$772.00 (+7.07%) Homeowner's exemption Additional exemption filed	$158,148 (+16.59%) Land $9,460 Building $148,688	$158,148 (+16.59%) Land $9,460 Building $148,688
2022	$721.00 Homeowner's exemption Additional exemption filed	$135,644 Land $8,240 Building $127,404	$135,644 Land $8,240 Building $127,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7787 E Smoke Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	41.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	2 (1982–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7787 E Smoke Trl is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFT BAY VILLAGE private · serves 48 people · EPA ID FL6090898
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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