7787 E Ripple Rd, Hayden, ID 83835 Property Records

Kootenai County property record for 7787 E Ripple Rd, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,325 sqft · built 2019
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Oct 2013)
Tax Bill	$4,595 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035000001100`

Property Details

APN / Parcel Number

Primary APN	`035000001100`
Alternative APN	`121414`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,325 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	42,253 sqft (0.97 acres)
Lot Width	162 ft Width
Garage Type	Attached
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	121414
Street Address	7787 E RIPPLE RD
City	HAYDEN
State	ID
Zip	83835-7158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	HAYDEN LAKE COTTAGE TRACTS, LT 110 1551N03W
Legal Range	03W
Legal Township	51N
Legal Section	15
Legal Subdivision	HAYDEN LAKE COTTAGE
Legal Lot Number	110
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	3
Census Block	3036
Census Tract	1801

Owner

Source: Kootenai County records · APN 035000001100

Assessment roll updated October 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7787 E RIPPLE RD, HAYDEN, ID 83835-7158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jan 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Dec 27, 2018	Re-recorded Document KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE COMPAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2013 · Amount on Record
Deed Sale	Oct 22, 2013 · Amount on Record
Prior Sale	Sep 16, 2005
Deed Document Number	20132433603
Prior Transfer Date	Sep 09, 2005
Prior Transfer Doc	0001980685
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7787 E RIPPLE RD, HAYDEN, ID 83835-7158
Transaction Type	Mortgage
Record Updated	Aug 04, 2022
Title Company	FIDELITY NAT'L TITLE CLACKAMAS, FIDELITY NATL TTL CLACKAMAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2725954000
Date	Dec 04, 2019
Instrument	2725954000

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Dec 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7787 E RIPPLE RD, HAYDEN, ID 83835-7158
Transaction Type	Mortgage
Record Updated	Aug 04, 2022
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2803773000
Date	Jan 08, 2021
Instrument	2803773000

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

December 2018: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KOOTENAI ID
Recording Date	Dec 27, 2018
Property Address	7787 E RIPPLE RD, HAYDEN, ID 83835-7158
Document Number	2675508000
Map Reference	MB C PG 68
Instrument Date	Dec 21, 2018
Instrument	2675508000
Record Updated	Aug 04, 2022
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE COMPAN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19333 N ELLA RD, RATHDRUM, ID 83858-8745

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated October 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,595.00 (+2.52%) Homeowner's exemption	$1,397,406 (-2.4%) Land $918,340 Building $479,066	$1,397,406 (-2.4%) Land $918,340 Building $479,066
2024	$4,482.00 (+6.18%)
2023	$4,221.00 Homeowner's exemption	$1,431,726 (+0.46%) Land $953,920 Building $477,806	$1,431,726 (+0.46%) Land $953,920 Building $477,806
2022	Homeowner's exemption	$1,425,109 Land $1,003,428 Building $421,681	$1,425,109 Land $1,003,428 Building $421,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · other causes

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Northwest Fiber Fixed Wireless	10 / 1

May also be available: Newmax.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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