7787 Caminito Monarca, Unit 106, Carlsbad, CA 92009 Property Records

San Diego County property record for 7787 Caminito Monarca, Unit 106, Carlsbad, CA 92009

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,200 sqft · built 1990
Lot Size2.18 acres (95,157 sqft)
Owner2 Trust Names on File
Last Sale$332,000 (Dec 2009)
Tax Bill$5,182 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Jul 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN216-380-16-19

Property Details

APN / Parcel Number

Primary APN216-380-16-19

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,200 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Lot Area95,157 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address7787 CAMINITO MONARCA, 106
CityCARLSBAD
StateCA
Zip92009-8549
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeP-C
Legal DescriptionLOT 4 US3-106PER DOC88-310920&UND INT IN LOTS 2&3&IN TR 011085
Legal SubdivisionCARLSBAD COURT
Legal Tract011085
Legal Block2
Legal Lot Number4,2,3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2005
Census Tract20035

Owner

7787 Caminito Monarca, Unit 106 is held in a trust since December 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address7735 CORTE PROMENADE, CARLSBAD, CA 92009-8941
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jul 23, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2009 · Amount on File
Deed SaleDec 22, 2009 · Amount on File
Prior SaleApr 27, 2000 · Amount on File
Deed Document Number2009705342
Prior Transfer DateOct 15, 1993
Prior Transfer Doc0000706238
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7787 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8549
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000411015
DateSep 19, 2019
Instrument2019-0411015
Lender
NameTHIRD FSLA OF CLEVELAND
TypeLending Institution
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 10, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7787 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8549
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000397082
DateJul 23, 2020
Instrument2020-0397082
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 7, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7787 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8549
Document Number0000159886
Instrument DateMar 12, 2020
Transaction TypeMortgage
Record UpdatedApr 14, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7787 CAMINITO MONARCA #106 CARLSBAD CA 920098549, 106, CARLSBAD, CA 92009-8549

Mortgage

Document Number0000159886
DateMar 27, 2020
Instrument159886
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7787 Caminito Monarca, Unit 106 was $5,182.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$437,105 (+2%) Land $263,317 Building $173,788
2025$5,182.00 Homeowner's exemption$428,535 Land $258,154 Building $170,381
2023$4,795.00 (+2.74%) Homeowner's exemption$411,897 Land $248,131 Building $163,766
2022$4,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7787 Caminito Monarca, Unit 106 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7787 Caminito Monarca, Unit 106 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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