Cabarrus County property record for 7786 Windsor Forest Pl, Harrisburg, NC 28075
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,139 sqft · built 1998 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jan 2026) |
| Tax Bill | $4,357 (2023) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01016F0073.000000 |
| Primary APN | 01016F0073.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,139 sqft Living Area |
| Gross Area | 3,999 sqft |
| 1st Floor Area | 1,610 sqft |
| Upper Floors Area | 1,529 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 1,810 ft deep x 83 ft wide |
| Garage Type | Mixed |
| Garage Area | 512 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 164 sqft |
| Patio Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 36014 |
|---|---|
| Street Address | 7786 WINDSOR FOREST PL |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LT 73 WINDSOR FOREST |
| Legal Subdivision | WINDSOR FOREST |
| Legal Lot Number | 73 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 41505 |
7786 Windsor Forest Pl is owned and occupied by two individuals who bought it in January 2026.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7786 WINDSOR FOREST PL, HARRISBURG, NC 28075-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Feb 5, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Prior Sale | Jun 29, 2005 · Amount on File |
| Deed Document Number | 20261528 |
| Deed Book / Page | 17815 / 25 |
| Prior Transfer Date | Dec 13, 2001 |
| Prior Transfer Doc | 3583000048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 22, 2026 |
| Property Address | 7786 WINDSOR FOREST PL, HARRISBURG, NC 28075-9507 |
| Document Number | 0001781525 |
| Book / Page | 17815 / 25 |
| Map Reference | MB 33 PG 15 |
| Instrument Date | Jan 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7786 WINDSOR FOREST PL, HARRISBURG, NC 28075-9507 |
| Name | Verified Name |
|---|---|
| Address | 7786 WINDSOR FOREST PL, HARRISBURG, NC 28075-9507 |
| Document Number | 0001781532 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 17815/32 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 7786 WINDSOR FOREST PL, HARRISBURG, NC 28075-9507 |
| Document Number | 12874173 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7786 WINDSOR FOREST PL HARRISBURG NC 280759507, HARRISBURG, NC 28075-9507 |
| Document Number | 12874173 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 012874/000173 |
| Instrument | 3099 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, NC 28075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,760 (-) Land $100,000 Building $411,760 | ||
| 2025 | $511,760 Land $100,000 Building $411,760 | ||
| 2024 | $511,760 (+38%) Land $100,000 Building $411,760 | ||
| 2023 | $4,357.00 | $370,850 Land $70,000 Building $300,850 | $370,850 Land $70,000 Building $300,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7786 Windsor Forest Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7786 Windsor Forest Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HARRISBURG serves 20,549 people · EPA ID NC0113025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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