7786 Ferndale Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 7786 Ferndale Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,758 sqft · built 2022
Lot Size	0.113 acres (4,949 sqft)
Owner	Individual Name on File
Tax Bill	$1,617 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-06-9-29-36-0-00139-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-9-29-36-0-00139-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	1,758 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,949 sqft (0.113 acres)

Location & Zoning

Street Address	7786 FERNDALE DR
City	OLIVE BRANCH
State	MS
Zip	38654-1098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ALLENDALE S/D PH 7 LOT 139
Legal Subdivision	ALLENDALE S/D PH 7
Legal Phase	7
Legal Lot Number	139
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	1
Census Block	1018
Census Tract	70811

Owner

7786 Ferndale Dr is owned and occupied by an individual who acquired it in March 2022.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7786 FERNDALE DR, OLIVE BRANCH, MS 38654-1098
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 7, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022
Deed Sale	Mar 7, 2022
Deed Document Number	0000989764
Deed Book / Page	989 / 764
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7786 FERNDALE DR, OLIVE BRANCH, MS 38654-1098
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7786 FERNDALE DR, OLIVE BRANCH, MS 38654-1098

Mortgage

Document Number	005663/488
Date	Jan 5, 2026
Book Page	5663/488

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 7, 2022
Property Address	7786 FERNDALE DR, OLIVE BRANCH, MS 38654-1098
Document Number	000989/764
Book / Page	989 / 764
Map Reference	MB 133 PG 35
Instrument Date	Feb 23, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7786 FERNDALE DR, OLIVE BRANCH, MS 38654-1098

Mortgage

Document Number	0005480166
Date	Mar 7, 2022
Instrument	5480/166

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7786 Ferndale Dr was $1,617.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,617.00	$16,558 Land $1,800 Building $14,758	$165,576 Land $18,000 Building $147,576
2023	$1,331.00	$11,954	$119,544 Land $18,000 Building $101,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7786 Ferndale Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2008–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7786 Ferndale Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Ferndale Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures