Gloucester County property record for 7784 Mountain Laurel Trl, Gloucester, VA 23061
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 3 ba · 2,856 sqft · built 2001 |
| Lot Size | 6.16 acres (268,330 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,821 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 17925 |
| Primary APN | 17925 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,856 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 268,330 sqft (6.16 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7784 MOUNTAIN LAUREL TRL |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-2871 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | SC-1 |
| Legal Description | FIGG SHOP TRACT 51 |
| Legal Subdivision | PLAT: PB20 962 |
| Legal Tract | 51 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | WARE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 100201 |
7784 Mountain Laurel Trl, a residential property, is owned and occupied by two individuals.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7784 MOUNTAIN LAUREL TRL, GLOUCESTER, VA 23061-2871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7784 MOUNTAIN LAUREL TRL, GLOUCESTER, VA 23061-2871 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0210002236 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 210002236 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 172 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
The 2026 property tax bill for 7784 Mountain Laurel Trl was $2,821, up 7% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,821.00 (+6.98%) | $483,900 (+12.66%) Land $75,530 Building $408,370 | $483,900 (+12.66%) Land $75,530 Building $408,370 |
| 2025 | $2,637.00 (+5.31%) | $429,530 (-) Land $69,830 Building $359,700 | $429,530 (-) Land $69,830 Building $359,700 |
| 2024 | $2,504.00 | $429,530 (-) Land $69,830 Building $359,700 | $429,530 (-) Land $69,830 Building $359,700 |
| 2023 | $2,504.00 (+5.17%) | $429,530 (+30.74%) Land $69,830 Building $359,700 | $429,530 (+30.74%) Land $69,830 Building $359,700 |
| 2022 | $2,381.00 | $328,550 Land $62,940 Building $265,610 | $328,550 Land $62,940 Building $265,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7784 Mountain Laurel Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7784 Mountain Laurel Trl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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