7784 Main St, Birch Run, MI 48415 Property Records

Saginaw County property record for 7784 Main St, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,789 sqft · built 1953
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2023)
Tax Bill	$5,634 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-30-0605-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-30-0605-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,789 sqft Living Area
1st Floor Area	2,789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Raised Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,002 sqft (0.551 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	195 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	7784 MAIN ST
City	BIRCH RUN
State	MI
Zip	48415-9231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 - 10 INC SHELEY ADDN TO THE VILLAGE OF BIRCH RUN SEC 30 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	30
Legal Subdivision	SHELEY ADDN
Legal Lot Number	5-10
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	2
Census Block	2015
Census Tract	13100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7784 MAIN ST, BIRCH RUN, MI 48415-9231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Balloon Mortgage FRANKENMUTH CREDIT UNION
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Aug 21, 1998 · Amount on Record
Deed Document Number	20239656
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Apr 24, 2026
Property Address	7784 MAIN ST, BIRCH RUN, MI 48415-9231
Document Number	0000011590
Instrument Date	Apr 20, 2026
Instrument	202611590
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7784 MAIN ST, BIRCH RUN, MI 48415-9231

Mortgage

Document Number	0000011590,
Date	Apr 24, 2026
Instrument	202611590

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Balloon
Rate	5.54%
Initial Type	Balloon
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 14, 2023
Property Address	7784 MAIN ST, BIRCH RUN, MI 48415-9231
Document Number	0000009656
Map Reference	LB 3 PG 39
Instrument Date	Apr 12, 2023
Instrument	2023009656
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7784 MAIN ST, BIRCH RUN, MI 48415-9231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7784 MAIN ST, BIRCH RUN, MI 48415-9231

Mortgage

Document Number	0000009657
Date	Apr 14, 2023
Instrument	2023009657

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birch Run Village
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,000 (+9.61%)	$324,000 (+9.61%)
2025	$5,634.00 (+104.28%) Homeowner's exemption	$147,800 (+26.32%)	$295,600 (+26.32%)
2023		$117,000	$234,000
2022	$2,758.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BIRCH RUN serves 1,555 people · EPA ID MI0000720
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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