7784 Emerald Cir, Apt 101, Naples, FL 34109 Property Records

Collier County property record for 7784 Emerald Cir, Apt 101, Naples, FL 34109

Property Summary

Property Type	Condominium
Details	1,199 sqft · built 1992
Owner	Company Name on File
Last Sale	$100 (Feb 2016)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2021 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`696100 O 1014A02`

Property Details

APN / Parcel Number

Primary APN	`696100 O 1014A02`
Alternative APN	`80430004023`

Interior

Units	9 Units
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	7784 EMERALD CIR, 101
City	NAPLES
State	FL
Zip	34109-0703
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAGES AT EMERALD LAKES THREE, THE A CONDOMINIUM O-101
Legal Range	25
Legal Township	49
Legal Section	2
Legal Subdivision	VILLAGES AT EMERALD LAKES THREE, THE A C
Legal Tract	696100
Legal Block	1
Legal Lot Number	101
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10217

Owner

7784 Emerald Cir, Apt 101 is owned by a company that acquired it in February 2016.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	906 E BROAD ST, COLUMBUS, OH 43205-1150
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Jan 21, 2021	Loan Modification, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS
Feb 27, 2020	Loan Modification, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2016 · Amount on File
Deed Sale	Feb 1, 2016 · Amount on File
Prior Sale	Mar 22, 1996 · Amount on File
Deed Book / Page	5250 / 2162
Last Transfer Date	Feb 23, 2016
Transfer Doc	0052502162
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7784 EMERALD CIR APT 101, 101, NAPLES, FL 34109-0703
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	FIRST TITLE AND ABSTRACT, FIRST TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 E BROAD ST, COLUMBUS, OH 43205-1150

Mortgage

Document Number	0060560267
Date	Dec 13, 2021
Book Page	6056/267
Instrument	6173998

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 3, 2031

Interest

Rate Type	Adjustable Rate

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	7784 EMERALD CIR APT 101, 101, NAPLES, FL 34109-0703
Document Number	0058802957
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2430 VANDERBILT BEACH RD #108 NAPLES FL 341092654, 108, NAPLES, FL 34109-2654

Mortgage

Document Number	0058802957
Date	Jan 25, 2021
Book Page	005880/002957
Instrument	5989491

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 24, 2022

Interest

Rate Type	Adjustable Rate

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	7784 EMERALD CIR APT 101, 101, NAPLES, FL 34109-0703
Document Number	0057323269
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2430 VANDERBILT BEACH RD #108 NAPLES FL 341092654, 108, NAPLES, FL 34109-2654

Mortgage

Document Number	0057323269
Date	Feb 28, 2020
Book Page	005732/003269
Instrument	5835391

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 27, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7784 Emerald Cir, Apt 101 was $2,943.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,780 (-3.52%) Building $288,780	$288,780 (-10.41%) Building $288,780
2025	$2,943.00	$299,324	$322,352 Building $322,352
2023	$2,841.00 (+7.37%)	$247,375 (+1%)	$343,934 (+18.35%) Building $343,934
2022	$2,646.00	$224,886	$290,611 Building $290,611

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7784 Emerald Cir, Apt 101 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7784 Emerald Cir, Apt 101 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications.

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