Okaloosa County property record for 7782 Clary Rd, Laurel Hill, FL 32567
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,010 sqft · built 2003 |
| Lot Size | 4.43 acres (192,971 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Apr 2015) |
| Tax Bill | $1,976 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-9694-3 |
| Primary APN | C56-000-594-9694-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 3,514 sqft |
| 1st Floor Area | 2,010 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 192,971 sqft (4.43 acres) |
| Pool House | Pool House |
| Porch | Florida Room |
| Porch Area | 1,504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7782 CLARY RD |
|---|---|
| City | LAUREL HILL |
| State | FL |
| Zip | 32567-8116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR SEC W 541 FT TO POB W 703.8 FT S 301 FT E 744.85 FT N ALG R/W 304.25 FT TO POB |
| Legal Range | 23W |
| Legal Township | 05N |
| Legal Section | 15 |
| Legal Block | 1 |
| Legal Lot Number | 70 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | LAUREL HILL |
| Census Block Group | 1 |
| Census Block | 1100 |
| Census Tract | 20200 |
7782 Clary Rd is owned and occupied by two individuals who bought it in April 2015.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7782 CLARY RD, LAUREL HILL, FL 32567-8116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2015 · Amount on File |
| Deed Sale | Apr 2, 2015 · Amount on File |
| Prior Sale | Feb 19, 2015 · Amount on File |
| Deed Document Number | 20152987816 |
| Deed Book / Page | 3191 / 1946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 7782 CLARY RD, LAUREL HILL, FL 32567-8116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035032512 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 3503/2512 |
| Instrument | 3404840 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 7782 Clary Rd was $1,976 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,976.00 Homeowner's exemption Veteran's exemption | $209,555 | $312,940 Land $44,645 Building $268,295 |
| 2023 | $1,622.00 (+2.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $197,717 (+3%) | $295,727 (+8.13%) Land $37,931 Building $257,796 |
| 2022 | $1,578.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $191,958 | $273,482 Land $35,205 Building $238,277 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7782 Clary Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2009) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7782 Clary Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Fidium Fiber DSL | 10 / 1 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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